Greene County property record for 1908 Spring Ridge Dr, Xenia, OH 45385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,132 sqft · built 2011 |
| Lot Size | 0.226 acres (9,845 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $324,900 (Aug 2021) |
| Tax Bill | $6,371 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B03-0002-0039.0-0133.00 |
| Primary APN | B03-0002-0039.0-0133.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Basement Area | 556 sqft |
| Finished Basement | 556 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 9,845 sqft (0.226 acres) |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1908 SPRING RIDGE DR |
|---|---|
| City | XENIA |
| State | OH |
| Zip | 45385-9800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING RIDGE PHASE ONE LOT 19 .226 AC SPRING RIDGE DR |
| Legal Subdivision | SPRING RIDGE |
| Legal Phase | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | BEAVERCREEK |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 210603 |
Source: Greene County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1908 SPRING RIDGE DR, XENIA, OH 45385-9800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage UIF CORPORATION |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional with PMI THRIVE MTG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2021 · Amount on Record |
| Deed Sale | Aug 18, 2021 · Amount on Record |
| Prior Sale | Oct 20, 2016 · Amount on Record |
| Deed Document Number | 202120324 |
| Prior Transfer Date | Oct 9, 2013 |
| Prior Transfer Doc | 0034570295 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Aug 18, 2021 |
| Property Address | 1908 SPRING RIDGE DR, XENIA, OH 45385-9800 |
| Document Number | 2021020324 |
| Map Reference | CAB 36 PG 334-A-335A |
| Instrument Date | Jul 30, 2021 |
| Instrument | 2021020324 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1908 SPRING RIDGE DR, XENIA, OH 45385-9800 |
| Document Number | 2021020325 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021020325 |
| Name | UIF CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 1908 SPRING RIDGE DR, XENIA, OH 45385-9800 |
| Document Number | 0000009947 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1908 SPRING RIDGE DR XENIA OH 453859800, XENIA, OH 45385-9800 |
| Document Number | 0000009947 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 9947 |
| Name | THRIVE MTG LLC |
|---|---|
| Address | GEORGETOWN, TX 78633 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2050 |
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| County Subdivision | Beavercreek Township |
| Unified School District | Beavercreek City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,371.00 (-2.11%) | $110,130 (-) Land $24,930 Building $85,200 | |
| 2024 | $6,508.00 (+2.28%) | $110,130 (-) Land $24,930 Building $85,200 | |
| 2023 | $6,363.00 (+3.77%) | $110,130 (+19.63%) Land $24,930 Building $85,200 | $314,680 (+19.64%) Land $71,240 Building $243,440 |
| 2022 | $6,132.00 | $92,060 Land $20,780 Building $71,280 | |
| 2020 | $263,030 Land $59,370 Building $203,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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