1908 Speir St, Savannah, GA 31406 Property Records

Chatham County property record for 1908 Speir St, Savannah, GA 31406

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,064 sqft · built 1954
Lot Size	0.25 acres (10,873 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Feb 2022)
Tax Bill	$1,190 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-0135-06-003`

Property Details

APN / Parcel Number

Primary APN	`2-0135-06-003`
Alternative APN	`G295O736`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Utility Area	192 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,873 sqft (0.25 acres)
Lot Dimensions	151 ft deep x 72 ft wide
Garage Type	Carport
Garage Area	170 sqft
Carport	Carport
Carport Area	170 sqft
Porch	Slab
Porch Area	420 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1908 SPEIR ST
City	SAVANNAH
State	GA
Zip	31406-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	E 56 FT LOT 20 & PT LOT 21 BLUE BERRY HILL BRENNAN WD
Legal Subdivision	BLUEBERRY HILL
Legal Lot Number	20-21
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1011
Census Tract	3900

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1908 SPEIR ST, SAVANNAH, GA 31406-2232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2022 · Amount on Record
Deed Sale	Feb 14, 2022 · Amount on Record
Prior Sale	Oct 3, 2005 · Amount on Record
Deed Document Number	20221557
Deed Book / Page	2709 / 593
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 10, 2022
Property Address	1908 SPEIR ST, SAVANNAH, GA 31406-2232
Document Number	0027090593
Book / Page	2709 / 593
Instrument Date	Feb 10, 2022
Instrument	2022-001557
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 SPEIR ST, SAVANNAH, GA 31406-2232

Mortgage

Document Number	0027090595
Date	Feb 14, 2022
Book Page	0000002709/0000000595

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,000 (-) Land $24,000 Building $55,000	$197,500 (-) Land $60,000 Building $137,500
2025	$1,190.00 (-19.43%)	$79,000 (+12.66%) Land $24,000 Building $55,000	$197,500 (+12.66%) Land $60,000 Building $137,500
2023		$70,120 (+7.22%) Land $17,400 Building $52,720	$175,300 (+7.22%) Land $43,500 Building $131,800
2022	$1,477.00	$65,400 Land $17,400 Building $48,000	$163,500 Land $43,500 Building $120,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	68 (1994–2024)
Claims Outside the SFHA	16 of 68
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.5% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20