1908 Southern Dr, Virginia, MN 55792 Property Records

St. Louis County property record for 1908 Southern Dr, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,058 sqft · built 1921
Lot Size	0.145 acres (6,353 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Mar 2025)
Tax Bill	$1,188 (2026)
Deeds & Mortgages	May 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`090-0140-00340`

Property Details

APN / Parcel Number

Primary APN	`090-0140-00340`
Alternative APN	`993647`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,058 sqft Gross Area
1st Floor Area	578 sqft
Basement Area	171 sqft
Finished Basement	171 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Metal
Construction Type	Frame
Lot Area	6,353 sqft (0.145 acres)
Garage Area	484 sqft

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Storage Building	56 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	993647
Street Address	1908 SOUTHERN DR
City	VIRGINIA
State	MN
Zip	55792-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0005 BLOCK:005 SERIAL #
Legal Subdivision	RIDGEWOOD CITY OF VIRGINIA
Legal Block	5
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	2
Census Block	2017
Census Tract	13200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	720 10TH ST S, VIRGINIA, MN 55792-3134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2025 · Amount on Record
Deed Sale	Mar 11, 2025 · Amount on Record
Prior Sale	Aug 6, 2015 · Amount on Record
Deed Document Number	20251088233
Record Updated	Sep 20, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	1908 SOUTHERN DR, VIRGINIA, MN 55792-3734
Document Number	00A1382395
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 SOUTHERN DR VIRGINIA MN 557923734, VIRGINIA, MN 55792-3734

Mortgage

Document Number	00A1382395
Date	Jun 15, 2020
Instrument	A1382395

Lender

Name	NORTHERN ST BK/VA
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Term	60 Months
Due	Jun 14, 2025

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,188.00 (+3.66%) Homeowner's exemption
2025	$1,146.00 (-15.74%) Homeowner's exemption	$115,700 (-0.77%) Land $6,900 Building $108,800	$115,700 (-0.77%) Land $6,900 Building $108,800
2024	$1,360.00	$116,600 (+40.48%) Land $6,900 Building $109,700	$116,600 (+40.48%) Land $6,900 Building $109,700
2022		$83,000 Land $6,900 Building $76,100	$83,000 Land $6,900 Building $76,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000