1908 Southbridge Dr, Adel, IA 50003 Property Records

Dallas County property record for 1908 Southbridge Dr, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,420 sqft · built 2018
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jan 2025)
Tax Bill	$12 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-06-103-026`

Property Details

APN / Parcel Number

Primary APN	`15-06-103-026`
Alternative APN	`000001506103026`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	3,275 sqft
1st Floor Area	1,408 sqft
Basement Area	1,408 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	25 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1908 SOUTHBRIDGE DR
City	ADEL
State	IA
Zip	50003-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHBRIDGE PLAT 1 LOT 50
Legal Range	27W
Legal Township	78N
Legal Section	06
Legal Subdivision	SOUTHBRIDGE PLAT 1
Legal Tract	2025-00780
Legal Lot Number	50
Jurisdiction	DALLAS IA
Township / Civil Division	VAN METER
Census Block Group	1
Census Block	1046
Census Tract	50700

Owner

1908 Southbridge Dr is owned and occupied by an individual who bought it in January 2025.

Source: Dallas County records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1908 SOUTHBRIDGE DR, ADEL, IA 50003-2523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · FHA Mortgage STONE MORTGAGE CORPORATION
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Oct 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2025 · Amount on File
Deed Sale	Jan 15, 2025 · Amount on File
Prior Sale	Dec 26, 2018 · Amount on File
Deed Document Number	2025780
Deed Book / Page	2025 / 780
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Recording Date	Apr 23, 2026
Property Address	1908 SOUTHBRIDGE DR, ADEL, IA 50003-2523
Document Number	0000006600
Book / Page	2026 / 6600
Instrument Date	Apr 20, 2026
Instrument	20266600
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 SOUTHBRIDGE DR, ADEL, IA 50003-2523

Mortgage

Document Number	0000006600,
Date	Apr 23, 2026
Book Page	2026/6600
Instrument	20266600

Lender

Name	STONE MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	May 1, 2054

Interest

Rate	6.22%
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1908 SOUTHBRIDGE DR, ADEL, IA 50003-2523
Document Number	0000023980
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 SOUTHBRIDGE DR ADEL IA 500032523, ADEL, IA 50003-2523

Mortgage

Document Number	0000023980
Date	Dec 26, 2018
Instrument	23980

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Oct 24, 2018
Property Address	1908 SOUTHBRIDGE DR, ADEL, IA 50003-2523
Document Number	0000020218
Instrument Date	Oct 23, 2018
Instrument	20218
Transaction Type	Transfer
Record Updated	Dec 12, 2018

Transaction

Amount	Amount on Record
Tax	$82.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	750 SE ALICES RD WAUKEE IA 502639646, WAUKEE, IA 50263-9646
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$259,140 Land $60,000 Building $199,140	$259,140 Land $60,000 Building $199,140
2024	$12.00
2023		$199,830 Land $690 Building $199,140	$199,830 Land $690 Building $199,140
2022	$14.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1908 Southbridge Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1991–2010)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1908 Southbridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Minburn Communications.

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