1908 Somerset Rd, Long Beach (Michigan City), IN 46360 Property Records

LaPorte County property record for 1908 Somerset Rd, Long Beach, IN 46360

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,943 sqft · built 1925
Lot Size	0.259 acres (11,310 sqft)
Owner	Individual Name on File
Tax Bill	$10,280 (2024)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-01-15-452-017.000-023`

Property Details

APN / Parcel Number

Primary APN	`46-01-15-452-017.000-023`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,943 sqft Living Area
Basement Area	1,049 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,310 sqft (0.259 acres)
Lot Dimensions	130 ft deep x 87 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	460115452017000023
Street Address	1908 SOMERSET RD
City	LONG BEACH
State	IN
Zip	46360-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	45-01-15-452-017 TERRACE LT 1 BLK 1 & S1/2 VAC ALLEY N SD
Legal Subdivision	LONG BEACH TERRACE ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	LA PORTE IN
Township / Civil Division	MICHIGAN
Census Block Group	2
Census Block	2003
Census Tract	41100

Owner

Source: LaPorte County records, as of February 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1908 SOMERSET RD, LONG BEACH, IN 46360-1431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017
Deed Sale	Jul 18, 2017
Deed Document Number	2017R08708
Record Updated	Jun 8, 2026

July 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LA PORTE IN
Recording Date	Jul 18, 2017
Property Address	1908 SOMERSET RD, LONG BEACH, IN 46360-1431
Document Number	2017R08708
Map Reference	PL 5 PG 76-77
Instrument Date	Apr 21, 2017
Instrument	2017R-08708
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 SOMERSET RD, LONG BEACH, IN 46360-1431

Mortgage

Document Number	2017R08708
Date	Jul 18, 2017
Instrument	2017R-08708

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: LaPorte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	LaPorte County
County Subdivision	Michigan Township
Municipality	Long Beach Town
Unified School District	Michigan City Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$531,900 (+2.92%) Land $166,300 Building $365,600	$531,900 (+2.92%) Land $166,300 Building $365,600
2024	$10,280.00 (+18.76%)	$516,800 (+20.41%) Land $166,300 Building $350,500	$516,800 (+20.41%) Land $166,300 Building $350,500
2023	$8,656.00 (+3.94%)	$429,200 (+3.52%) Land $166,300 Building $262,900	$429,200 (+3.52%) Land $166,300 Building $262,900
2022	$8,328.00	$414,600 Land $166,300 Building $248,300	$414,600 Land $166,300 Building $248,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	22 (1978–2009)
Claims Outside the SFHA	2 of 22
Most Recent Claim	Apr 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONG BEACH WATER DEPARTMENT serves 2,050 people · EPA ID IN5246028
Water Source	Purchased surface water from MICHIGAN CITY DEPARTMENT OF WATER WORKS
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20