1908 Smith Rd, Hope Mills, NC 28348 Property Records

Cumberland County property record for 1908 Smith Rd, Hope Mills, NC 28348 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1972
Square Footage	1,390 sqft Heated Area
Lot Size	22,651 sqft (0.519 acres)
Occupancy	Owner Occupied
Last Sale	$50,000 (1993)
Tax Bill	$1,562.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0433-91-5702`
Alternative APN	`0433.04915702`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	1,390 sqft Heated Area
1st Floor	1,174 sqft 1st Floor
Stories	1 Stories
Utility Area	35 sqft Utility Area
Utility Room	Utility Room
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1972
Architectural Style	Traditional Style
Exterior Material	Brick Exterior
Foundation Type	Stone Foundation
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	22,651 sqft (0.519 acres)
Depth X Width	116 ft x 226 ft Depth x Width
Porch	Open Porch
Porch Area	35 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Old Parcel Number	0433.04915702
Street Address	1908 SMITH RD
City	HOPE MILLS
State	NC
Zip	28348-8446
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	UPTON TYSON LO:1 SE:01 PL:0030-0077
Legal Subdivision	TYSON SUB II
Legal Lot Number	1
Jurisdiction	CUMBERLAND NC
Minor Civil Division	GRAYS CREEK
Census Blockgroup	1
Census Block	1004
Census Tract	3004

Owner

Source: Cumberland County records · APN 0433-91-5702

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1908 SMITH RD, HOPE MILLS, NC 28348-8446
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 28, 1993 · Amount on Record
Deed Sale	Jan 28, 1993 · Amount on Record
Deed Doc Number	0003906291
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Recording Date	Jul 01, 2026
Property Address	1908 SMITH RD, HOPE MILLS, NC 28348-8446
Document Number	0000021986
Book / Page	12565 / 670
Instrument Date	Jun 27, 2026
Instrument	202621986
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 SMITH RD, HOPE MILLS, NC 28348-8446

Mortgage

Document Number	0000021986,
Date	Jul 01, 2026
Book Page	12565/670
Instrument	202621986

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cumberland County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,562.00 (+103.92%)	$119,636 (+30.96%) Land $16,000 Building $103,636	$119,636 (+30.96%) Land $16,000 Building $103,636
2024	$766.00 (+5.08%)	$91,354 (-) Land $12,000 Building $79,354	$91,354 (-) Land $12,000 Building $79,354
2023	$729.00 (+5.35%)	$91,354 Land $12,000 Building $79,354	$91,354 Land $12,000 Building $79,354
2022	$692.00

Flood & Wildfire

1908 Smith Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Cumberland County (37051C), updated March 12, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 66th percentile of exposed land nationally · 88th in North Carolina
Wildfire Likelihood	Moderate — about 1 in 581 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.