1908 Shadow Oak Dr, Rock Hill, SC 29730 Property Records

York County property record for 1908 Shadow Oak Dr, Rock Hill, SC 29730

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,845 sqft · built 1957
Lot Size0.887 acres (38,659 sqft)
OwnerIndividual Name on File
Last Sale$124,000 (Jan 2014)
Tax Bill$823 (2025)
Deeds & MortgagesAug 2026 Mortgage
Nov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN678-00-00-065

Property Details

APN / Parcel Number

Primary APN678-00-00-065

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,845 sqft Living Area
Gross Area2,237 sqft
1st Floor Area1,845 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Lot Area38,659 sqft (0.887 acres)

Exterior Amenities

PorchSlab
Porch Area80 sqft
Deck Area312 sqft
Patio Area312 sqft

Location & Zoning

Street Address1908 SHADOW OAK DR
CityROCK HILL
StateSC
Zip29730-3105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRUD
Legal DescriptionLOT 2 ( 1AC ) SHADY OAKS
Legal SubdivisionSHADY OAKS
Legal Lot Number2
JurisdictionYORK SC
Township / Civil DivisionROCK HILL
Census Block Group1
Census Block1000
Census Tract61302

Owner

1908 Shadow Oak Dr is owned and occupied by an individual who acquired it in November 2025.

Source: York County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address1908 SHADOW OAK DR, ROCK HILL, SC 29730-3105
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Nov 25, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2014 · Amount on File
Deed SaleJan 23, 2014 · Amount on File
Prior SaleMay 20, 2004 · Amount on File
Deed Document Number2014245881
Deed Book / Page13936 / 293
Last Transfer DateNov 25, 2025
Transfer Doc2227400352
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Recording DateAug 10, 2026
Property Address1908 SHADOW OAK DR, ROCK HILL, SC 29730-3105
Document Number0000028365
Book / Page22749 / 21
Instrument DateAug 4, 2026
Instrument202628365
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 SHADOW OAK DR, ROCK HILL, SC 29730-3105

Mortgage

Document Number0000028365,
DateAug 10, 2026
Book Page22749/21
Instrument202628365
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate6.49%
Max Rate-1%

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionYORK SC
Recording DateNov 25, 2025
Property Address1908 SHADOW OAK DR, ROCK HILL, SC 29730-3105
Document Number2227400344
Book / Page22274 / 344
Map ReferenceMB A-244 PG 1
Instrument DateOct 24, 2025
Instrument2025040394
Transaction TypeTransfer
Record UpdatedApr 24, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 SHADOW OAK DR, ROCK HILL, SC 29730-3105

Mortgage

Document Number2025040395
DateNov 25, 2025
Instrument2025040395
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1908 Shadow Oak Dr was $823.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyYork County
Unified School DistrictYork School District 3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$823.00$6,031 Land $1,002 Building $5,029$300,900 Land $50,000 Building $250,900
2023$755.00$5,244 Land $993 Building $4,251$147,806 Land $28,000 Building $119,806

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1908 Shadow Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1908 Shadow Oak Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROCK HILL
serves 89,850 people · EPA ID SC4610002
Water SourceSurface water
Last State InspectionDec 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shadow Oak Dr

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