1908 Severn Grove Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1908 Severn Grove Rd, Annapolis, MD 21401

Property Summary

Property Type	Exempt (Full or Partial)
Details	2.5 ba · 3,512 sqft · built 1978
Lot Size	1.01 acres (44,259 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (May 2020)
Tax Bill	$524 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-713-90009574`

Property Details

APN / Parcel Number

Primary APN	`02-713-90009574`
Alternative APNs	`2-713-90009574` `71390009574`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,512 sqft Gross Area
1st Floor Area	1,328 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	44,259 sqft
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	225 sqft
Deck Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	71390009574
Street Address	1908 SEVERN GROVE RD
City	ANNAPOLIS
State	MD
Zip	21401-2935
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R1
Legal Description	LT 2 SC 2 PL 1 SALTWORKS ON SEVERN
Legal Subdivision	SALTWORKS ON SEVERN
Legal Block	2
Legal Lot Number	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2024
Census Tract	702702

Owner

1908 Severn Grove Rd is owned by two individuals who bought it in May 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1908 SEVERN GROVE RD, ANNAPOLIS, MD 21401-2935
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · VA Mortgage CAPITAL BANK NA
May 21, 2020	Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2020 · Amount on File
Deed Sale	May 21, 2020 · Amount on File
Prior Sale	May 21, 2013 · Amount on File
Deed Book / Page	34617 / 490
Prior Transfer Date	Aug 24, 2013
Prior Transfer Doc	0267200278
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1908 SEVERN GROVE RD, ANNAPOLIS, MD 21401-2935
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SWAN TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0363770085
Date	Mar 18, 2021
Book Page	36377/85

Lender

Name	CAPITAL BANK NA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 21, 2020
Property Address	1908 SEVERN GROVE RD, ANNAPOLIS, MD 21401-2935
Document Number	0346170490
Book / Page	34617 / 490
Map Reference	MB 63 PG 6
Instrument Date	May 13, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FRONT DOOR TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1908 SEVERN GROVE RD, ANNAPOLIS, MD 21401-2935

Mortgage

Document Number	34617496
Date	May 21, 2020
Instrument	34617/496

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1908 Severn Grove Rd was $524, up 4.4% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$797,433 (+2.13%)	$830,700 (+6.39%) Land $432,000 Building $398,700
2025	$524.00 (+4.38%)	$780,800 Land $432,000 Building $348,800	$780,800 Land $432,000 Building $348,800
2024	$502.00
2023	Disabled Person's exemption Veteran's exemption	$644,400	$780,800 Land $432,000 Building $348,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1908 Severn Grove Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2003–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1908 Severn Grove Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

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