1908 Sedgefield Dr, Kinston, NC 28504 Property Records

Lenoir County property record for 1908 Sedgefield Dr, Kinston, NC 28504

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,532 sqft · built 1961
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Jul 2022)
Tax Bill$2,980 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Jul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN451615536104

Property Details

APN / Parcel Number

Primary APN451615536104
Alternative APN
  • 12825

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,532 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelOil

Location & Zoning

Street Address1908 SEDGEFIELD DR
CityKINSTON
StateNC
Zip28504-1922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA8
Legal Description1908 SEDGEFIELD DR 5D 1908 SEDGEFIELD DR
JurisdictionLENOIR NC
Township / Civil DivisionKINSTON
Census Block Group3
Census Block3036
Census Tract10800

Owner

Source: Lenoir County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1908 SEDGEFIELD DR, KINSTON, NC 28504-1922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2022Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Jul 6, 2022Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2022 · Amount on Record
Deed SaleJul 28, 2022 · Amount on Record
Deed Document Number0001962844
Deed Book / Page1962 / 844
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLENOIR NC
Recording DateJul 28, 2022
Property Address1908 SEDGEFIELD DR, KINSTON, NC 28504-1922
Document Number0019620844
Book / Page1962 / 844
Map ReferenceMB 7 PG 154
Instrument DateJul 27, 2022
Transaction TypeTransfer
Record UpdatedAug 8, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address826 WESTMINSTER LN, 826, KINSTON, NC 28501-2768

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 SEDGEFIELD DR, KINSTON, NC 28504-1922

Mortgage

Document Number0001962848
DateJul 28, 2022
Instrument1962/848
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.9%
Type Change DateAug 1, 2027
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change5.9%
Index5-Year CMT
Max Rate9.9%

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLENOIR NC
Property Address1908 SEDGEFIELD DR, KINSTON, NC 28504-1922
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanySTEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 SEDGEFIELD DR, KINSTON, NC 28504-1922

Mortgage

Document Number0019600743
DateJul 6, 2022
Book Page1960/743
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lenoir County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLenoir County
MunicipalityKinston City
Unified School DistrictLenoir County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,980.00 (+40.1%)$212,109 (+61.01%) Land $21,423 Building $190,686$212,109 (+61.01%) Land $21,423 Building $190,686
2023$2,127.00$131,734 Land $30,000 Building $101,734$131,734 Land $30,000 Building $101,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims37 (1983–2020)
Claims Outside the SFHA5 of 37
Most Recent ClaimAug 2020 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 5 claims
  • Hurricane Matthew, Oct 2016 · 11 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KINSTON
serves 27,475 people · EPA ID NC0454010
Water SourcePurchased surface water from NEUSE REGIONAL WTR & SWR AUTH
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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