1908 Sagebrook Dr, South Elgin, IL 60177 Property Records

Kane County property record for 1908 Sagebrook Dr, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Lot Size0.191 acres (8,344 sqft)
Owner2 Individual Names on File
Last Sale$393,000 (Aug 2018)
Tax Bill$14,451 (2025)
Deeds & MortgagesOct 2019 Mortgage
May 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN09-08-246-003

Property Details

APN / Parcel Number

Primary APN09-08-246-003

Exterior

Lot Area8,344 sqft (0.191 acres)

Location & Zoning

Street Address1908 SAGEBROOK DR
CitySOUTH ELGIN
StateIL
Zip60177-3109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAGEBROOK LT 20
Legal SubdivisionSAGEBROOK
Legal Block3
Legal Lot Number20
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3000
Census Tract852101

Owner

1908 Sagebrook Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Kane County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1908 SAGEBROOK DR, SOUTH ELGIN, IL 60177-3109
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2019Deed of Trust, Mortgage · FHA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
May 28, 2020Deed of Trust, Mortgage · FHA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Mar 30, 2021Deed of Trust, Mortgage · FHA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Aug 27, 2018Warranty Deed, Subdivision Related Transfer · FHA Mortgage
K HOVNANIAN AMERICAN MORTGAGE LLC
Dec 14, 2017Loan Modification, Mortgage · Line of Credit
FIRST AMERICAN BK
Nov 28, 2017Grant Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2018 · Amount on File
Deed SaleAug 27, 2018 · Amount on File
Prior SaleNov 28, 2017 · Amount on File
Deed Document Number201841809
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1908 SAGEBROOK DR, SOUTH ELGIN, IL 60177-3109
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046526
DateOct 3, 2019
Instrument2019K046526
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049
Interest
Rate TypeFixed Rate
Rate3.75%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1908 SAGEBROOK DR, SOUTH ELGIN, IL 60177-3109
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027294
DateMay 28, 2020
Instrument2020K027294
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1908 SAGEBROOK DR, SOUTH ELGIN, IL 60177-3109
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyNETCO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024600
DateMar 30, 2021
Instrument2021K024600
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate
Rate2.75%

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 27, 2018
Property Address1908 SAGEBROOK DR, SOUTH ELGIN, IL 60177-3109
Document Number0000041809
Map ReferenceDOC2015K047511
Instrument DateAug 14, 2018
Instrument2018K041809
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 5, 2022
Title CompanyGREATER ILLINOIS TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$393.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1908 SAGEBROOK DR, SOUTH ELGIN, IL 60177-3109
InvestorPossibly a Property Investor

Mortgage

Document Number0000041810
DateAug 27, 2018
Instrument2018K041810
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2048

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Recording DateDec 14, 2017
Property Address1908 SAGEBROOK DR, SOUTH ELGIN, IL 60177-3109
Instrument DateNov 16, 2017
Instrument65197
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1908 SAGEBROOK DR SOUTH ELGIN IL 601773109, SOUTH ELGIN, IL 60177-3109
InvestorPossibly a Property Investor

Mortgage

Document Number0000065197
DateDec 14, 2017
Instrument65197
Lender
NameFIRST AMERICAN BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateNov 28, 2017
Property Address1908 SAGEBROOK DR, SOUTH ELGIN, IL 60177-3109
Document Number0000061974
Instrument DateNov 7, 2017
Instrument61974
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
Tax$2,889.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1804 N NAPER BLVD #200 NAPERVILLE IL 605638833, 200, NAPERVILLE, IL 60563-8833
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1908 Sagebrook Dr was $14,451 with a homeowner's exemption.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySouth Elgin Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,451.00 Homeowner's exemption
2024$194,952 Land $33,516 Building $161,436$585,090 Land $100,588 Building $484,502
2022$11,257.00 (+5.94%) Homeowner's exemption$144,878 (+7.01%) Land $33,203 Building $111,675$434,634 (+7.01%) Land $99,609 Building $335,025
2021$10,626.00 Homeowner's exemption$135,386 Land $31,649 Building $103,737$406,158 Land $94,947 Building $311,211

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1908 Sagebrook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1908 Sagebrook Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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