Jackson County property record for 1908 S Lake Dr, Independence, MO 64055
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,150 sqft · built 1937 |
| Lot Size | 0.371 acres (16,156 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,972 (Nov 2021) |
| Tax Bill | $2,009 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-720-07-18 |
| Primary APN | 26-720-07-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| Gross Area | 2,548 sqft |
| 1st Floor Area | 1,150 sqft |
| Basement Area | 1,150 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,156 sqft (0.371 acres) |
| Garage Type | Attached |
| Garage Area | 248 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 784186 |
|---|---|
| Street Address | 1908 S LAKE DR |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64055-1863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRANSTETTERS GOLDEN ACRES LOT 46 |
| Legal Subdivision | BRANSTETTERS GOLDEN ACRES |
| Legal Block | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 12300 |
Source: Jackson County records · APN 26-720-07-18
Assessment roll updated September 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1908 S LAKE DR, INDEPENDENCE, MO 64055-1863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed of Trust, Mortgage · Line of Credit CATHOLIC FAMILY CU |
| Nov 29, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 29, 2021 · Amount on Record |
| Deed Sale | Nov 29, 2021 · Amount on Record |
| Deed Document Number | 2021129795 |
| Prior Transfer Date | Nov 17, 2021 |
| Prior Transfer Doc | 0000129795 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 1908 S LAKE DR, INDEPENDENCE, MO 64055-1863 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1908 S LAKE DR, INDEPENDENCE, MO 64055-1863 |
| Document Number | 00E0063102 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 2023E0063102 |
| Name | CATHOLIC FAMILY CU |
|---|---|
| Type | Credit Union |
| Address | KANSAS CITY, MO 64114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 05, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Nov 29, 2021 |
| Property Address | 1908 S LAKE DR, INDEPENDENCE, MO 64055-1863 |
| Document Number | 00E0129795 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 2021E0129795 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1908 S LAKE DR, INDEPENDENCE, MO 64055-1863 |
| Document Number | 00E0129796 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021E0129796 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Independence 30 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,009.00 (+0.05%) | $33,337 (+14.99%) Land $5,890 Building $27,447 | $175,460 (+15%) |
| 2024 | $2,008.00 (+2.34%) | ||
| 2023 | $1,962.00 | $28,990 Land $4,332 Building $24,658 | $152,580 |
Source: FEMA National Flood Hazard Layer as of May 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1998–2025) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 186 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDEPENDENCE PWS serves 120,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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