1908 S Hardy Ave, Independence, MO 64052 Property Records

Jackson County property record for 1908 S Hardy Ave, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,240 sqft · built 1940
Lot Size	0.16 acres (6,961 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,819 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-620-18-36`

Property Details

APN / Parcel Number

Primary APN	`27-620-18-36`
Alternative APNs	`27-620-18-36-00-0-00-000` `27620183600000001` `792975`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,240 sqft Living Area
1st Floor Area	814 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,961 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	176 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	792975
Street Address	1908 S HARDY AVE
City	INDEPENDENCE
State	MO
Zip	64052-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH MAYWOOD LOT 24
Legal Subdivision	SOUTH MAYWOOD
Legal Block	4
Legal Lot Number	24
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4003
Census Tract	11800

Owner

1908 S Hardy Ave is owned and occupied by two individuals who acquired it in May 2021.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1908 S HARDY AVE, INDEPENDENCE, MO 64052-2043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
May 4, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
May 3, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY/CA, CHICAGO TITLE CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021
Deed Sale	May 3, 2021
Prior Sale	Oct 12, 2009 · Amount on File
Deed Document Number	2021E47833
Prior Transfer Date	Oct 9, 2009
Prior Transfer Doc	00E0102503
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1908 S HARDY AVE, INDEPENDENCE, MO 64052-2043
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	COFFELT LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0048272
Date	May 4, 2021
Instrument	2021E0048272

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1908 S HARDY AVE, INDEPENDENCE, MO 64052-2043
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	COFFELT LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0048273
Date	May 4, 2021
Instrument	2021E0048273

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 3, 2021
Property Address	1908 S HARDY AVE, INDEPENDENCE, MO 64052-2043
Document Number	00E0047833
Instrument Date	Apr 29, 2021
Instrument	2021E0047833
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 S HARDY AVE, INDEPENDENCE, MO 64052-2043

Tax Assessment & Valuation

The 2025 property tax bill for 1908 S Hardy Ave was $1,819, down 23.1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,875 (-) Land $3,002 Building $21,873	$130,920 (-)
2025	$1,819.00 (-23.12%)	$24,875 Land $3,002 Building $21,873	$130,920
2024	$2,366.00 (+2.51%)
2023	$2,308.00	$33,195 Land $937 Building $32,258	$174,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1908 S Hardy Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1908 S Hardy Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile, Wisper ISP.

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