1908 S Cottage Ave, Beloit, WI 53511 Property Records

Rock County property record for 1908 S Cottage Ave, Beloit, WI 53511

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 810 sqft · built 1940
Lot Size0.142 acres (6,186 sqft)
Owner2 Individual Names on File
Last Sale$63,000 (Jun 2020)
Tax Bill$1,351 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Jun 2020 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN6-2-2002

Property Details

APN / Parcel Number

Primary APN6-2-2002
Alternative APN
  • 004 201173

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area810 sqft Living Area
1st Floor Area600 sqft
AtticAttic
Attic Area420 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialFiber Cement Siding
Lot Area6,186 sqft (0.142 acres)
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number004 201173
Street Address1908 S COTTAGE AVE
CityBELOIT
StateWI
Zip53511-2922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SW1/4 PERRIGO PLACE ADDITION LOT 5 BLK 12
Legal SubdivisionPERRIGO PLACE ADDITION
Legal Block12
Legal Lot Number5
JurisdictionROCK WI
Township / Civil DivisionBELOIT
Census Block Group1
Census Block1021
Census Tract2300

Owner

Source: Rock County records · APN 6-2-2002

Assessment roll updated April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2740 FAWN CT, BELOIT, WI 53511-1973
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2020Warranty Deed, Transfer · Conventional Mortgage
BMO HARRIS BANK NA
Jun 12, 2020Warranty Deed, Transfer
Jan 17, 2018Deed, Transfer · Conventional Mortgage
ADVIA CU
Dec 13, 2010Affidavit of Death of Joint Tenant, Transfer
Dec 13, 2010Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 12, 2020 · Amount on Record
Deed SaleJun 12, 2020 · Amount on Record
Prior SaleJan 17, 2018 · Amount on Record
Deed Document Number20202156443
Record UpdatedJun 08, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROCK WI
Recording DateJun 12, 2020
Property Address1908 S COTTAGE AVE, BELOIT, WI 53511-2922
Document Number0002156443
Instrument DateMay 04, 2020
Instrument2156443
Transaction TypeTransfer
Record UpdatedApr 02, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$189.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2740 FAWN CT, BELOIT, WI 53511-1973

Mortgage

Document Number0002156444
DateJun 12, 2020
Instrument2156444
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2035
Interest
Rate TypeFixed Rate

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROCK WI
Recording DateJun 12, 2020
Property Address1908 S COTTAGE AVE, BELOIT, WI 53511-2922
Document Number2156443
Instrument DateMay 04, 2020
Instrument2156443
Transaction TypeTransfer
Record UpdatedFeb 06, 2021

Transaction

AmountAmount Recorded
Tax$189.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2740 FAWN CT, BELOIT, WI 53511-1973

January 2018: Deed, Transfer

Document TypeDeed
JurisdictionROCK WI
Recording DateJan 17, 2018
Property Address1908 S COTTAGE AVE, BELOIT, WI 53511-2922
Document Number0002095787
Instrument DateJan 15, 2018
Instrument2095787
Transaction TypeTransfer
Record UpdatedApr 02, 2026

Transaction

AmountAmount Recorded
Tax$60.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2186 S RIVERSIDE DR, BELOIT, WI 53511-2910

Mortgage

Document Number0002095788
DateJan 17, 2018
Instrument2095788
Lender
NameADVIA CU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

December 2010: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionROCK WI
Recording DateDec 13, 2010
Property Address1908 S COTTAGE AVE, BELOIT, WI 53511-2922
Document Number0001909365
Instrument DateDec 10, 2010
Instrument1909365
Transaction TypeTransfer
Record UpdatedApr 02, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1762 TOWNLINE AVE, BELOIT, WI 53511-3250

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1762 TOWNLINE AVE, BELOIT, WI 53511-3250

December 2010: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionROCK WI
Recording DateDec 13, 2010
Property Address1908 S COTTAGE AVE, BELOIT, WI 53511-2922
Document Number0001909364
Instrument DateDec 10, 2010
Instrument1909364
Transaction TypeTransfer
Record UpdatedApr 02, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1762 TOWNLINE AVE, BELOIT, WI 53511-3250

Transferred To (Grantee/Buyer)

NameVerified Name
Address1762 TOWNLINE AVE, BELOIT, WI 53511-3250

Tax Assessment & Valuation

Source: Rock County records · Assessment roll updated April 2, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyRock County
County SubdivisionBeloit Town
Unified School DistrictBeloit School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,351.00 (+27.69%)$85,200 (-) Land $6,700 Building $78,500$105,200 (+18.74%)
2023$1,058.00$85,200 Land $6,700 Building $78,500$88,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 3, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1979–2008)
Claims Outside the SFHA1 of 5
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
ResTech Services
Fixed Wireless
100 / 25
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Hilbert Communications, T-Mobile USA.

Based on FCC filings for 670 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF BELOIT
serves 36,677 people
Water SourceGroundwater
Last State InspectionNov 2024
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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