Hillsborough County property record for 1908 Rudder Dr, Valrico, FL 33594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,354 sqft · built 1987 |
| Lot Size | 0.171 acres (7,466 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Nov 2025) |
| Tax Bill | $4,163 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 066767-0822 |
| Primary APN | 066767-0822 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,354 sqft Living Area |
| Gross Area | 1,814 sqft |
| 1st Floor Area | 1,194 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Mansion |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,466 sqft (0.171 acres) |
| Lot Dimensions | 110 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 280 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0667670822 |
|---|---|
| Street Address | 1908 RUDDER DR |
| City | VALRICO |
| State | FL |
| Zip | 33594-4427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | THE WILLOWS UNIT NO 2 LOT 136 BLOCK 1 |
| Legal Range | 20E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | THE WILLOWS UNIT NO 2 |
| Legal Tract | 2AX |
| Legal Block | 1 |
| Legal Lot Number | 136 |
| Legal Unit | 2 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 12208 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1908 RUDDER DR, VALRICO, FL 33594-4427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC |
| Nov 2, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on Record |
| Deed Sale | Nov 4, 2025 · Amount on Record |
| Prior Sale | Jun 10, 1994 · Amount on Record |
| Deed Document Number | 2025472785 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 4, 2025 |
| Property Address | 1908 RUDDER DR, VALRICO, FL 33594-4427 |
| Document Number | 0000472785 |
| Map Reference | MB 59 PG 49 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2025472785 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | COAST TO COAST TITLE SERVICES INC, COAST TO COAST T&E SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19238 BLOUNT RD, LUTZ, FL 33558-4950 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1908 RUDDER DR, VALRICO, FL 33594-4427 |
| Document Number | 0000472786 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 2025472786 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1908 RUDDER DR, VALRICO, FL 33594-4427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0270810645 |
|---|---|
| Date | Nov 2, 2019 |
| Book Page | 27081/0645 |
| Instrument | 2019474858 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $189,837 (-1%) Land $67,657 Building $122,180 | $189,837 (-1%) Land $67,657 Building $122,180 | |
| 2025 | $4,163.00 (+251.31%) | $191,754 (+138.52%) Land $67,657 Building $124,097 | $191,754 (+4.98%) Land $67,657 Building $124,097 |
| 2023 | $1,185.00 (+4.87%) Homeowner's exemption Disabled Person's exemption | $80,393 (+3%) | $182,659 (-3.74%) Land $60,139 Building $122,520 |
| 2022 | $1,130.00 Homeowner's exemption Disabled Person's exemption | $78,051 | $189,749 Land $52,622 Building $137,127 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 10 (1998–2024) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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