1908 Ridgefield Ln, Naperville, IL 60565 Property Records

DuPage County property record for 1908 Ridgefield Ln, Naperville, IL 60565

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,694 sqft · built 1974
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$146,000 (Jan 1994)
Tax Bill$7,910 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-31-304-001

Property Details

APN / Parcel Number

Primary APN08-31-304-001

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,694 sqft Living Area
1st Floor Area1,142 sqft
Basement Area552 sqft
Finished Basement552 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleSplit Level
Exterior MaterialWood Siding
Lot Area10,890 sqft (0.25 acres)
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Street Address1908 RIDGEFIELD LN
CityNAPERVILLE
StateIL
Zip60565-2252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionOLD FARM AT NAPERVLE 1
Legal SubdivisionOLD FARM
Legal Block7
Legal Lot Number36
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group2
Census Block2001
Census Tract846207

Owner

1908 Ridgefield Ln is owned and occupied by two individuals who bought it in January 1994.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address1908 RIDGEFIELD LN, NAPERVILLE, IL 60565-2252
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 1994 · Amount on File
Deed SaleJan 4, 1994 · Amount on File
Deed Document Number1994449
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1908 RIDGEFIELD LN, NAPERVILLE, IL 60565-2252
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076711
DateMay 17, 2021
InstrumentR2021-076711
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1908 Ridgefield Ln was $7,910 with a homeowner's exemption, up 3.9% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,910.00 (+3.91%) Homeowner's exemption$143,544 (+8.53%) Land $73,693 Building $69,851$430,632 (+8.53%) Land $221,079 Building $209,553
2024$7,612.00$132,262 Land $67,901 Building $64,361$396,786 Land $203,703 Building $193,083
2022$6,713.00 Homeowner's exemption$109,740 Land $56,340 Building $53,400$329,220 Land $169,020 Building $160,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1908 Ridgefield Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1908 Ridgefield Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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