1908 Rice Lake Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 1908 Rice Lake Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,387 sqft · built 1940
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on Record
Tax Bill	$4,012 (2026)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2710-04000`

Property Details

APN / Parcel Number

Primary APN	`010-2710-04000`
Alternative APN	`19540`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,387 sqft Gross Area
1st Floor Area	1,244 sqft
Basement Area	143 sqft
Finished Basement	143 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	69,696 sqft (1.6 acres)
Garage Type	Basement
Garage Area	288 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	60 sqft
Deck Area	164 sqft
Patio Area	288 sqft
Storage Building	160 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	19540
Street Address	1908 RICE LAKE RD
City	DULUTH
State	MN
Zip	55811-4813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 208 6/10 FT OF SE 1/4 OF NE 1/4 OF SW1/4 LYING E OF THE RICE LAKE ROAD SERIAL #
Legal Range	14W
Legal Township	50N
Legal Section	16
Legal Subdivision	DULUTH LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3013
Census Tract	400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1908 RICE LAKE RD, DULUTH, MN 55811-4813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1908 RICE LAKE RD, DULUTH, MN 55811-4813
Document Number	00A1004033
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1908 RICE LAKE RD DULUTH MN 558114813, DULUTH, MN 55811-4813

Mortgage

Document Number	00A1004033
Date	Oct 19, 2018
Instrument	A1004033

Lender

Name	SHARE ADVANTAGE CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 18, 2028

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,012.00 (+10.95%) Homeowner's exemption
2025	$3,616.00 (-2.9%) Homeowner's exemption	$291,800 (+3.48%) Land $87,300 Building $204,500	$291,800 (+3.48%) Land $87,300 Building $204,500
2024	$3,724.00	$282,000 (+11.07%) Land $92,900 Building $189,100	$282,000 (+11.07%) Land $92,900 Building $189,100
2022		$253,900 Land $86,400 Building $167,500	$253,900 Land $86,400 Building $167,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20