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1908 Queens Ter SW, Winter Haven, FL 33880 Property Records

Polk County property record for 1908 Queens Ter SW, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,203 sqft · built 1980
Lot Size0.215 acres (9,370 sqft)
Owner2 Individual Names on Record
Tax Bill$3,052 (2025)
Deeds & MortgagesFeb 2024 Transfer
Feb 2024 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-28-31-641430-001000

Property Details

APN / Parcel Number

Primary APN26-28-31-641430-001000
Alternative APNs
  • 312826641430001000
  • 12826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,203 sqft Living Area
Gross Area1,812 sqft
1st Floor Area1,203 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area9,370 sqft (0.215 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area609 sqft
PorchUnfinished Open Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1908 QUEENS TER SW
CityWINTER HAVEN
StateFL
Zip33880-2760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEBRIDGE PHASE TWO PB 69 PG 37 LOT 100
Legal Range26E
Legal Township28S
Legal Section31
Legal SubdivisionSTONEBRIDGE PHASE TWO
Legal Phase2
Legal Tract641430
Legal Block4
Legal Lot Number100
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4043
Census Tract13802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1908 QUEENS TER SW, WINTER HAVEN, FL 33880-2760
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2024Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 20, 2024Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 24, 2019Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Mar 30, 2018Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2004
Deed SaleNov 1, 2004
Prior SaleOct 28, 2004
Deed Document Number2004220970
Deed Book / Page5970 / 1721
Last Transfer DateFeb 20, 2024
Transfer Doc0000040079
Record UpdatedOct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateFeb 20, 2024
Property Address1908 QUEENS TER SW, WINTER HAVEN, FL 33880-2760
Document Number0000040079
Book / Page13012 / 2119
Map ReferenceMB 69 PG 37
Instrument DateFeb 20, 2024
Instrument2024040079
Transaction TypeTransfer
Record UpdatedMar 5, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1908 QUEENS TER SW, WINTER HAVEN, FL 33880-2760

Transferred To (Grantee/Buyer)

NameVerified Name
Address1840 E LAKE CANNON DR NW, WINTER HAVEN, FL 33881-1248

February 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateFeb 20, 2024
Property Address1908 QUEENS TER SW, WINTER HAVEN, FL 33880-2760
Document Number0000040078
Book / Page13012 / 2117
Map ReferenceMB 69 PG 37
Instrument DateFeb 20, 2024
Instrument2024040078
Transaction TypeTransfer
Record UpdatedMar 5, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1840 ESTATE LAKE CANNON DRIVE NW, WINTER HAVEN, FL 33881

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 QUEENS TER SW, WINTER HAVEN, FL 33880-2760

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1908 QUEENS TER SW, WINTER HAVEN, FL 33880-2760
Document Number0110020253
Instrument DateSep 24, 2019
Transaction TypeMortgage
Record UpdatedOct 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1908 QUEENS TER SW WINTER HAVEN FL 338802760, WINTER HAVEN, FL 33880-2760

Mortgage

Document Number0110020253
DateOct 10, 2019
Book Page011002/000253
Instrument214948
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 9, 2034
Interest
Rate TypeAdjustable Rate

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1908 QUEENS TER SW, WINTER HAVEN, FL 33880-2760
Document Number0104530859
Instrument DateMar 30, 2018
Transaction TypeMortgage
Record UpdatedApr 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1908 QUEENS TER SW WINTER HAVEN FL 338802760, WINTER HAVEN, FL 33880-2760

Mortgage

Document Number0104530859
DateApr 13, 2018
Book Page010453/000859
Instrument79187
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 12, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$205,913 (+0.92%) Land $31,000 Building $174,913$205,913 (+0.92%) Land $31,000 Building $174,913
2025$3,052.00 (+451.9%) Homeowner's exemption$204,029 (+221.88%) Land $31,000 Building $173,029$204,029 (+2.84%) Land $31,000 Building $173,029
2023$553.00 (+0.73%) Homeowner's exemption$63,387 (+3%)$198,386 (+29.19%) Land $30,000 Building $168,386
2022$549.00 Homeowner's exemption$61,541$153,561 Land $25,000 Building $128,561

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2017–2025)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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