1908 Plantation Ln, Belleville, IL 62220 Property Records

St. Clair County property record for 1908 Plantation Ln, Belleville, IL 62220

Property Summary

Property Type	Single Family Home
Details	4 ba · 864 sqft · built 2007
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$241,000 (Jul 2022)
Tax Bill	$6,845 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2023 Mortgage + 2 more
APN	`08-34-0-311-014`

Property Details

APN / Parcel Number

Primary APN	`08-34-0-311-014`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	864 sqft Living Area
Basement Area	864 sqft
Finished Basement	490 sqft
Game Room	Game Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1908 PLANTATION LN
City	BELLEVILLE
State	IL
Zip	62220-3276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRADITIONS AT REUNION PHASE 2 LOT 42 A02754444
Legal Subdivision	TRADITIONS AT REUNION
Legal Phase	2
Legal Block	311
Legal Lot Number	42
Jurisdiction	ST CLAIR IL
Township / Civil Division	BELLEVILLE
Census Block Group	3
Census Block	3044
Census Tract	503304

Owner

1908 Plantation Ln is owned and occupied by an individual who bought it in July 2022.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1908 PLANTATION LN, BELLEVILLE, IL 62220-3276
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · VA Mortgage
May 12, 2023	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Jul 28, 2022	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Aug 5, 2020	Deed of Trust, Mortgage · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2022 · Amount on File
Deed Sale	Jul 28, 2022 · Amount on File
Prior Sale	May 16, 2008 · Amount on File
Deed Document Number	20222754444
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Jun 10, 2026
Property Address	1908 PLANTATION LN, BELLEVILLE, IL 62220-3276
Document Number	0002886033
Instrument Date	Jun 5, 2026
Instrument	20262886033
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 PLANTATION LN, BELLEVILLE, IL 62220-3276

Mortgage

Document Number	0002886033,
Date	Jun 10, 2026
Instrument	20262886033

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1908 PLANTATION LN, BELLEVILLE, IL 62220-3276
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 PLANTATION LN, BELLEVILLE, IL 62220-3276

Mortgage

Document Number	0A02781005
Date	May 12, 2023
Instrument	A02781005

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 28, 2022
Property Address	1908 PLANTATION LN, BELLEVILLE, IL 62220-3276
Document Number	0A02754444
Map Reference	MB 106 PG 9
Instrument Date	Jul 8, 2022
Instrument	A02754444
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$241.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2500 WINTERCREEK DR, 2500, BELLEVILLE, IL 62221-6729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 PLANTATION LN, BELLEVILLE, IL 62220-3276

Mortgage

Document Number	0A02754445
Date	Jul 28, 2022
Instrument	A02754445

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate	5.75%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1908 PLANTATION LN, BELLEVILLE, IL 62220-3276
Document Number	00A2685633
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1908 PLANTATION LN BELLEVILLE IL 622203276, BELLEVILLE, IL 62220-3276

Mortgage

Document Number	00A2685633
Date	Jan 29, 2021
Instrument	2685633

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1908 Plantation Ln was $6,845, up 3.8% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Belleville City
County	St. Clair County
Elementary School District	Belleville School District 118 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,845.00 (+3.82%)	$79,540 (+6.08%) Land $7,226 Building $72,314	$238,620 (+6.08%) Land $21,678 Building $216,942
2024	$6,593.00	$74,981 Land $6,812 Building $68,169	$224,943 Land $20,436 Building $204,507
2022		$57,570 Land $6,011 Building $51,559	$172,710 Land $18,033 Building $154,677

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1908 Plantation Ln; there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1908 Plantation Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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