1908 Pecan Creek St, Temple, TX 76504 Property Records

Bell County property record for 1908 Pecan Creek St, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1,701 sqft · built 2015
Lot Size	0.186 acres (8,086 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,784 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0129455539`

Property Details

APN / Parcel Number

Primary APN	`0129455539`
Alternative APNs	`458280` `808310`

Interior

Stories	1 Story
Building Area	1,701 sqft Living Area
1st Floor Area	1,701 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	8,086 sqft (0.186 acres)
Lot Dimensions	126 ft deep x 64 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	204 sqft

Location & Zoning

Street Address	1908 PECAN CREEK ST
City	TEMPLE
State	TX
Zip	76504-4414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MEADOWS AT CREEKSIDE PHASE II, BLOCK 001, LOT 0040
Legal Subdivision	THE MEADOWS AT CREEKSIDE PHASE II
Legal Block	1
Legal Lot Number	40
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3000
Census Tract	20900

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1908 PECAN CREEK ST, TEMPLE, TX 76504-4414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Dec 28, 2021	Intrafamily Transfer, Transfer
Apr 13, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2016
Deed Sale	Mar 9, 2016
Prior Sale	Feb 24, 2016 · Amount on Record
Deed Document Number	20168660
Last Transfer Date	Dec 27, 2021
Transfer Doc	0000084861
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1908 PECAN CREEK ST, TEMPLE, TX 76504-4414
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067428
Date	Oct 13, 2021
Instrument	2021067428

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Dec 28, 2021
Property Address	1908 PECAN CREEK ST, TEMPLE, TX 76504-4414
Document Number	0000084861
Map Reference	PL 2015-75
Instrument Date	Oct 7, 2021
Instrument	2021084861
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1908 PECAN CREEK ST, 1908, TEMPLE, TX 76504-4414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 PECAN CREEK ST, TEMPLE, TX 76504-4414

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1908 PECAN CREEK ST, TEMPLE, TX 76504-4414
Document Number	0000047016
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1908 PECAN CREEK RD KILLEEN TX 765496504, KILLEEN, TX 76549-6504

Mortgage

Document Number	0000047016
Date	Sep 3, 2020
Instrument	47016

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,784.00 (-26.71%)	$238,520 (-11.12%)	$258,160 (-3.8%) Land $45,000 Building $213,160
2023	$2,434.00 (-30.38%) Homeowner's exemption Senior Citizen's exemption	$268,371 Land $36,000 Building $232,371	$268,371 Land $36,000 Building $232,371
2022	$3,496.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, SOS Communications.

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