Eaton County property record for 1908 Otto Rd, Charlotte, MI 48813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,616 sqft · built 1989 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,171 (2025) |
| Deeds & Mortgages | Jul 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 11000410000200 |
| Primary APN | 11000410000200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 1,616 sqft |
| Basement Area | 1,040 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Lot Area | 37,462 sqft (0.86 acres) |
| Lot Width | 130 ft Width |
| Garage Area | 1,344 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1908 OTTO RD |
|---|---|
| City | CHARLOTTE |
| State | MI |
| Zip | 48813-9789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COM 424.02 FT S OF NW COR SEC.4, E 290 FT, S 130 FT, W 290 FT, N 130 FT TO BEG. SEC.4, T2N,R4W, EATON TWP 1989 |
| Legal Range | 04W |
| Legal Township | 02N |
| Legal Section | 04 |
| Jurisdiction | EATON MI |
| Township / Civil Division | EATON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 21001 |
Source: Eaton County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1908 OTTO RD, CHARLOTTE, MI 48813-9789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 23, 2020 |
| Transfer Doc | 2859/299 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Jul 30, 2020 |
| Property Address | 1908 OTTO RD, CHARLOTTE, MI 48813-9789 |
| Document Number | 2859/299 |
| Book / Page | 2859 / 299 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1908 OTTO RD, CHARLOTTE, MI 48813-9789 |
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| County Subdivision | Eaton Township |
| Unified School District | Charlotte Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,600 (+6.91%) | $328,538 (-) Land $41,156 Building $287,382 | |
| 2025 | $3,171.00 (+2.92%) Homeowner's exemption | $164,250 (+8.96%) | $328,538 (+8.97%) Land $41,156 Building $287,382 |
| 2024 | $3,081.00 (+13.98%) | ||
| 2023 | $150,750 | $301,500 | |
| 2022 | $2,703.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| HomeWorks Connect Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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