1908 Orchard Ln, McHenry, IL 60050 Property Records

McHenry County property record for 1908 Orchard Ln, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,222 sqft · built 1986
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Oct 2021)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-12-377-030`

Property Details

APN / Parcel Number

Primary APN	`14-12-377-030`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area

Exterior

Year Built	Built 1986
Architectural Style	Raised Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1908 ORCHARD LN
City	MCHENRY
State	IL
Zip	60050-8004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0056282 LT 42 BLK 8 ORCHARD HEIGHTS ON THE FOX
Legal Range	08E
Legal Township	44N
Legal Section	12
Legal Subdivision	ORCHARD HEIGHTS ON THE FOX
Legal Block	8
Legal Lot Number	42
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1012
Census Tract	870810

Owner

Source: McHenry County records · APN 14-12-377-030

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1908 ORCHARD LN, MCHENRY, IL 60050-8004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Apr 15, 2004 · Amount on Record
Deed Document Number	2021R0056282
Record Updated	Jun 07, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 15, 2021
Property Address	1908 ORCHARD LN, MCHENRY, IL 60050-8004
Document Number	0000056282
Map Reference	DOC 283178
Instrument Date	Jul 14, 2021
Instrument	2021R0056282
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1908 ORCHARD LN, 1908, MCHENRY, IL 60050-8004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 ORCHARD LN, MCHENRY, IL 60050-8004

Mortgage

Document Number	0000056283
Date	Oct 15, 2021
Instrument	2021R0056283

Lender

Name	THE STARAL DECLARATION OF TRUST
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$52,713 Land $5,374 Building $47,339	$158,139 Land $16,122 Building $142,017

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118708101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	52 (1978–2026)
Claims Outside the SFHA	4 of 52
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms & Flooding, Jun 1993 · 10 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 100 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20