1908 Olivia St, El Cajon, CA 92021 Property Records

San Diego County property record for 1908 Olivia St, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,665 sqft · built 2019
Lot Size	0.57 acres (2,510 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Dec 2019)
Tax Bill	$7,476 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`400-252-21-00`

Property Details

APN / Parcel Number

Primary APN	`400-252-21-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,665 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	2,510 sqft (0.57 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1908 OLIVIA ST
City	EL CAJON
State	CA
Zip	92021-3641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 79 TR 016103
Legal Subdivision	BELLA TERRAZZA
Legal Tract	016103
Legal Block	1
Legal Lot Number	79
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	16809

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1908 OLIVIA ST, EL CAJON, CA 92021-3641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME CHOICE FUNDING INC
Dec 19, 2019	Grant Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Sep 11, 2019	Grant Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Sep 11, 2019	Loan Modification, Mortgage · Line of Credit CALIFORNIA BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2019 · Amount on Record
Deed Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	2019595954
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1908 OLIVIA ST, EL CAJON, CA 92021-3641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 OLIVIA ST, EL CAJON, CA 92021-3641

Mortgage

Document Number	0000564226
Date	Sep 23, 2020
Instrument	2020-0564226

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 19, 2019
Property Address	1908 OLIVIA ST, EL CAJON, CA 92021-3641
Document Number	0000595954
Instrument Date	Dec 6, 2019
Instrument	2019-0595954
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 OLIVIA ST, EL CAJON, CA 92021-3641

Mortgage

Document Number	0000595955
Date	Dec 19, 2019
Instrument	2019-0595955

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 11, 2019
Property Address	1908 OLIVIA ST, EL CAJON, CA 92021-3641
Document Number	0000395306
Instrument Date	Sep 6, 2019
Instrument	395306
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$12,807.30
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5927 PRIESTLY DR #110 CARLSBAD CA 920088800, 110, CARLSBAD, CA 92008-8800
Investor	Possibly a Property Investor

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 11, 2019
Property Address	1908 OLIVIA ST, EL CAJON, CA 92021-3641
Instrument Date	Sep 3, 2019
Instrument	395307
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PRIEST ST EL CAJON CA, EL CAJON, CA
Investor	Possibly a Property Investor

Mortgage

Document Number	0000395307
Date	Sep 11, 2019
Instrument	395307

Lender

Name	CALIFORNIA BK&TR
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$607,838 (+2%) Land $223,101 Building $384,737
2025	$7,476.00 (+1.63%) Homeowner's exemption	$595,921 (+4.04%) Land $218,727 Building $377,194
2023	$7,356.00 (+2.41%) Homeowner's exemption	$572,784 Land $210,235 Building $362,549
2022	$7,183.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

Nearby Properties on Olivia St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures