1908 Ocean Rd, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 1908 Ocean Rd, Saint Simons Island, GA 31522

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,600 sqft · built 1979
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$2,225,000 (Nov 2023)
Tax Bill	$22,064 (2026)
Deeds & Mortgages	Jul 2025 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`04-03200`

Property Details

APN / Parcel Number

Primary APN	`04-03200`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,600 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 82 ft wide
Garage Type	Carport
Garage Area	648 sqft
Carport	Carport
Carport Area	648 sqft
Porch	Porch
Porch Area	1,420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1908 OCEAN RD
City	SAINT SIMONS ISLAND
State	GA
Zip	31522-3208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	2-13 (R) EAST BEACH & PTN ALLEY
Legal Subdivision	S004-00
Legal Block	1
Legal Lot Number	2
Jurisdiction	GLYNN GA
Township / Civil Division	ST. SIMONS
Census Block Group	2
Census Block	2021
Census Tract	101

Owner

1908 Ocean Rd is owned by a company that bought it in November 2023.

Source: Glynn County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	645 N HARRISON ST, ARLINGTON, VA 22205-1135
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2025	Deed of Trust, Mortgage MARSHLAND CREDIT UNION
Nov 15, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2023 · Amount on File
Deed Sale	Nov 15, 2023 · Amount on File
Prior Sale	Apr 15, 2016 · Amount on File
Deed Document Number	202310829
Deed Book / Page	4905 / 237
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLYNN GA
Property Address	1908 OCEAN RD, SAINT SIMONS ISLAND, GA 31522-3208
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 OCEAN RD, ST SIMONS ISLAND, GA 31522-3208

Mortgage

Document Number	0051350000000787
Date	Jul 8, 2025
Book Page	0000005135/0000000787

Lender

Name	MARSHLAND CREDIT UNION

Agreement

Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2065

November 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GLYNN GA
Recording Date	Nov 15, 2023
Property Address	1908 OCEAN RD, SAINT SIMONS ISLAND, GA 31522-3208
Document Number	0049050237
Book / Page	4905 / 237
Instrument Date	Nov 9, 2023
Instrument	2023010829
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 OCEAN RD, ST SIMONS ISLAND, GA 31522-3208

Mortgage

Document Number	2023010830
Date	Nov 15, 2023
Instrument	2023010830

Lender

Name	CITIBANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1908 Ocean Rd was $22,064.

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Glynn County
Unified School District	Glynn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,064.00	$879,800 (-) Land $517,760 Building $362,040	$2,199,500 (-) Land $1,294,400 Building $905,100
2025	$22,064.00	$879,800 Land $517,760 Building $362,040	$2,199,500 Land $1,294,400 Building $905,100
2023		$787,760 (+46.93%) Land $502,520 Building $285,240	$1,969,400 (+46.93%) Land $1,256,300 Building $713,100
2022	$13,446.00	$536,160 Land $250,920 Building $285,240	$1,340,400 Land $627,300 Building $713,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1908 Ocean Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 455 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	952 units insured incl. 497 condo units
Nearby Flood Claims	74 (1986–2025)
Claims Outside the SFHA	2 of 74
Most Recent Claim	Mar 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 30 claims Hurricane Matthew, Oct 2016 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1908 Ocean Rd is moderate, ranking above 54% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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