Lake County property record for 1908 Oaktree Cir, Lake Villa, IL 60046
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,021 sqft · built 1999 |
| Lot Size | 0.223 acres (9,727 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $177,000 (Jun 2017) |
| Tax Bill | $11,470 (2024) |
| Deeds & Mortgages | Sep 2023 Transfer Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-108-014 |
| Primary APN | 06-15-108-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,021 sqft Living Area |
| Gross Area | 3,496 sqft |
| 1st Floor Area | 975 sqft |
| 2nd Floor Area | 1,046 sqft |
| Upper Floors Area | 1,046 sqft |
| Basement Area | 975 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,727 sqft (0.223 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1908 OAKTREE CIR |
|---|---|
| City | LAKE VILLA |
| State | IL |
| Zip | 60046-7570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKTREE UNIT 1; LOT 27 |
| Legal Subdivision | OAKTREE UNIT 1 |
| Legal Lot Number | 27 |
| Legal Unit | 1 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | AVON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 861202 |
1908 Oaktree Cir is owned and occupied by two individuals who acquired it in September 2023.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1908 OAKTREE CIR, LAKE VILLA, IL 60046-7570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2023 | Intrafamily Transfer, Transfer SATURN TITLE LLC |
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 21, 2017 | Trustee's Deed, Foreclosure |
| Jun 29, 2017 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2017 · Amount on File |
| Deed Sale | Jun 29, 2017 · Amount on File |
| Prior Sale | Jun 21, 2017 |
| Deed Document Number | 20177407057 |
| Last Transfer Date | Sep 6, 2023 |
| Transfer Doc | 0007993856 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 6, 2023 |
| Property Address | 1908 OAKTREE CIR, LAKE VILLA, IL 60046-7570 |
| Document Number | 0007993856 |
| Map Reference | DOC 2854226 |
| Instrument Date | Sep 6, 2023 |
| Instrument | 7993856 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | SATURN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1908 OAKTREE CIR, LAKE VILLA, IL 60046-7570 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1908 OAK TREE CIR, LAKE VILLA, IL 60046-7570 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007713493 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 7713493 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Aug 1, 2035 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 21, 2017 |
| Property Address | 1908 OAK TREE CIR, LAKE VILLA, IL 60046-7570 |
| Document Number | 0007404539 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 7404539 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 4, 2017 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1937 N MUNICIPAL WAY ROUND LAKE BEACH IL 600734915, ROUND LAKE BEACH, IL 60073-4915 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 29, 2017 |
| Property Address | 1908 OAK TREE CIR, LAKE VILLA, IL 60046-7570 |
| Document Number | 0007407057 |
| Instrument Date | May 17, 2017 |
| Instrument | 7407057 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | SATURN TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1908 OAK TREE CIR LAKE VILLA IL 600467570, LAKE VILLA, IL 60046-7570 |
| Document Number | 7407058 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 7407058 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2047 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Avon Township |
| Municipality | Round Lake Beach Village |
| Elementary School District | Grayslake Consolidated Community School District 46 (PK - 08) |
| Secondary School District | Grayslake Community High School District 127 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $110,551 Land $17,397 Building $93,154 | $331,686 Land $52,196 Building $279,490 | |
| 2024 | $11,470.00 (+9.48%) | ||
| 2023 | $10,477.00 (+0.55%) | $91,611 (+7.71%) Land $14,416 Building $77,195 | $274,860 (+7.71%) Land $43,252 Building $231,608 |
| 2022 | $10,420.00 | $85,056 Land $12,764 Building $72,292 | $255,194 Land $38,296 Building $216,898 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1908 Oaktree Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1981–2014) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jan 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1908 Oaktree Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROUND LAKE BEACH serves 27,200 people · EPA ID IL0971550 |
|---|---|
| Water Source | Purchased surface water from CENTRAL LAKE COUNTY JAWA |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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