1908 Oak Crest Dr, Roseville, CA 95661 Property Records

Placer County property record for 1908 Oak Crest Dr, Roseville, CA 95661

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,324 sqft · built 2006
Lot Size	0.38 acres (16,562 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,500 (Feb 2004)
Tax Bill	$12,455 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`456-190-023-000`

Property Details

APN / Parcel Number

Primary APN	`456-190-023-000`
Alternative APN	`456-190-023`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,324 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	16,562 sqft (0.38 acres)
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	456-190-023
Street Address	1908 OAK CREST DR
City	ROSEVILLE
State	CA
Zip	95661-4060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 61 STONERIDGE W VILL 4 #2-4 X-80 & P L14 E W-66
Legal Subdivision	STONERIDGE
Legal Lot Number	61,14
Jurisdiction	PLACER CA
Township / Civil Division	ROSEVILLE
Census Block Group	1
Census Block	1012
Census Tract	22400

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1908 OAK CREST DR, ROSEVILLE, CA 95661-4060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN FINANCIAL CORP
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN FINANCIAL CORP
Mar 2, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2004 · Amount on Record
Deed Sale	Feb 27, 2004 · Amount on Record
Deed Document Number	200421613
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1908 OAK CREST DR, ROSEVILLE, CA 95661-4060
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073995
Date	Oct 12, 2018
Instrument	2018-0073995

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1908 OAK CREST DR, ROSEVILLE, CA 95661-4060
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 OAK CREST DR, ROSEVILLE, CA 95661-4060

Mortgage

Document Number	0000131755
Date	Nov 16, 2020
Instrument	2020-0131755

Lender

Name	NORTH AMERICAN FINANCIAL CORP
Type	Funding / Finance Company
Address	HENDERSON, NV 89014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jul 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1908 OAK CREST DR, ROSEVILLE, CA 95661-4060
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 OAK CREST DR, ROSEVILLE, CA 95661-4060

Mortgage

Document Number	0000112776
Date	Sep 7, 2021
Instrument	2021-0112776

Lender

Name	NORTH AMERICAN FINANCIAL CORP
Type	Funding / Finance Company
Address	HENDERSON, NV 89014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1908 OAK CREST DR, ROSEVILLE, CA 95661-4060
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 OAK CREST DR, ROSEVILLE, CA 95661-4060

Mortgage

Document Number	0000018794
Date	Mar 2, 2022
Instrument	2022-0018794

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,055,534 (+2%) Land $300,913 Building $754,621
2025	$12,455.00 (+2.95%) Homeowner's exemption	$1,034,838 (+4.04%) Land $295,013 Building $739,825
2023	$12,098.00 (-0.01%) Homeowner's exemption	$994,656 Land $283,558 Building $711,098
2022	$12,099.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEVILLE serves 165,736 people · EPA ID CA3110008
Water Source	Surface water
Last State Inspection	Dec 2024
Also Mapped Here	PLACER CWA - FOOTHILL
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless · Fiber, Cable in parts of the area	1,000 / 250
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, DigitalPath, Verizon, Zeta Broadband.

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