1908 Oak Cir, Tavares, FL 32778 Property Records

Lake County property record for 1908 Oak Cir, Tavares, FL 32778 · Last verified May 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,646 sqft · built 1984
Lot Size	0.048 acres (2,100 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Jun 2023)
Tax Bill	$2,184 (2024)
Deeds & Mortgages	Jun 2023 Sale Jun 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-19-26-0470-000-008A0`

Property Details

APN / Parcel Number

Primary APN	`20-19-26-0470-000-008A0`
Alternative APNs	`2619200470000008A0` `2019260430000008A0` `2707267`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,646 sqft Living Area
Gross Area	2,152 sqft
1st Floor Area	1,177 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2022
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Material	Tile
Lot Area	2,100 sqft (0.048 acres)
View / Lot	Condo
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	493 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2707267
Street Address	1908 OAK CIR
City	TAVARES
State	FL
Zip	32778-2009
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TAVARES VISTA DEL LARGO CONDOMINIUM PHASE I UNIT 8-A 1/60TH INT IN COMMON ELEMENTS (ORB 791 PG 2266) ORB 6169 PG 737
Legal Range	26E
Legal Township	19S
Legal Section	20
Legal Subdivision	TAVARES VISTA DEL LARGO CONDOMINIUM PHAS
Legal Tract	0470
Legal Lot Number	8
Jurisdiction	LAKE FL
Township / Civil Division	TAVARES
Census Block Group	2
Census Block	2027
Census Tract	30803

Owner

Source: Lake County records · APN 20-19-26-0470-000-008A0

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1908 OAK CIR, TAVARES, FL 32778-2009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Transfer TRULY TITLE INC
Jun 08, 2022	Warranty Deed, Transfer METES AND BOUND TITLE COMPANY, METES AND BOUNDS TITLE
Aug 16, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 02, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 04, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Jun 08, 2022 · Amount on Record
Deed Document Number	202379173
Deed Book / Page	6169 / 737
Prior Transfer Date	Dec 13, 2018
Prior Transfer Doc	0052320116
Record Updated	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 30, 2023
Property Address	1908 OAK CIR, TAVARES, FL 32778-2009
Document Number	0061690737
Book / Page	6169 / 737
Map Reference	MB 791 PG 2266
Instrument Date	Jun 29, 2023
Instrument	2023079173
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	TRULY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,442.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 LAKEVIEW OR, OR, LEESBURG, FL 34748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 OAK CIR, TAVARES, FL 32778-2009

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 08, 2022
Property Address	1908 OAK CIR, TAVARES, FL 32778-2009
Document Number	0059702158
Book / Page	5970 / 2158
Map Reference	MB 791 PG 2266
Instrument Date	May 20, 2022
Instrument	2022078931
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	METES AND BOUND TITLE COMPANY, METES AND BOUNDS TITLE

Transaction

Amount	Amount Recorded
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9447 LAKE LOTTA CIR, GOTHA, FL 34734-5050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 OAK CIR # 8A, 8A, TAVARES, FL 32778-2009

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1908 OAK CIR, TAVARES, FL 32778-2009
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051550498
Date	Aug 16, 2018
Book Page	5155/0498
Instrument	2018095329

Lender

Name	PNC BANK NA
Type	Bank
Address	MOUNT DORA, FL 32757

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 31, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 02, 2020
Property Address	1908 OAK CIR, TAVARES, FL 32778-2009
Document Number	0055550083
Book / Page	005555 / 000083
Instrument Date	Sep 30, 2020
Instrument	109837
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,015.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6671 HIDDEN BEACH CIR ORLANDO FL 328197558, ORLANDO, FL 32819-7558

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 04, 2019
Property Address	1908 OAK CIR, TAVARES, FL 32778-2009
Document Number	0052320116
Book / Page	005232 / 000116
Instrument Date	Dec 13, 2018
Instrument	13571
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1908 OAK CIR TAVARES FL 327782009, TAVARES, FL 32778-2009

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Tavares City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,358 (-) Land $34,000 Building $127,358	$161,358 (-) Land $34,000 Building $127,358
2025		$161,358 (+6.09%) Land $34,000 Building $127,358	$161,358 (+6.09%) Land $34,000 Building $127,358
2024	$2,184.00 (-25.18%)
2023	$2,919.00 (+342.94%)	$152,100 (+55.63%)	$152,100 (+11.39%) Land $34,000 Building $118,100
2022	$659.00 Homeowner's exemption Senior Citizen's exemption	$97,730	$136,548 Land $24,000 Building $112,548

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690308032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2003–2022)
Most Recent Claim	Sep 2022, rainfall accumulation, Hurricane Ian

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 380 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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