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1908 Niles Ave, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1908 Niles Ave, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,681 sqft · built 1928
Lot Size0.305 acres (13,286 sqft)
Owner2 Individual Names on File
Last Sale$470,000 (Aug 2025)
Tax Bill$9,517 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN76-2320-0085-00-9

Property Details

APN / Parcel Number

Primary APN76-2320-0085-00-9
Alternative APN
  • 11-76-2320-0085-00-9

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,681 sqft Living Area
1st Floor Area1,674 sqft
Basement Area1,007 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Lot Area13,286 sqft (0.305 acres)
Lot Dimensions140 ft deep x 95 ft wide
Garage Area560 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address1908 NILES AVE
CitySAINT JOSEPH
StateMI
Zip49085-1613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - C
Legal DescriptionLOT 85 ASSESSORS PLAT OF FORRES HILLS SUBDN OF UNIV LOTS 44 53 60 & 69 SEC 26 T4S R19W
Legal Range19W
Legal Township04S
Legal Section26
Legal SubdivisionFORRES HILLS
Legal Lot Number44-85
Legal Unit85,4
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group2
Census Block2013
Census Tract802

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1908 NILES AVE, SAINT JOSEPH, MI 49085-1613
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2025 · Amount on File
Deed SaleAug 1, 2025 · Amount on File
Prior SaleJun 21, 2022 · Amount on File
Deed Document Number2025438425
Deed Book / Page3456 / 1816
Prior Transfer DateNov 6, 2012
Prior Transfer Doc03031/0588
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateJun 21, 2022
Property Address1908 NILES AVE, SAINT JOSEPH, MI 49085-1613
Document Number03377/2962
Book / Page3377 / 2962
Map ReferenceLB 9 PG 3
Instrument DateJun 10, 2022
Instrument2022355939
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 NILES AVE, SAINT JOSEPH, MI 49085-1613

Mortgage

Document Number0033772685
DateJun 21, 2022
Instrument3377-2685
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$217,200 (-17.98%)$434,400 (-17.98%)
2025$9,517.00 (+2.44%) Homeowner's exemption$264,800 (+20.91%)$529,600 (+20.91%)
2024$9,290.00 (+43.43%)
2023$219,000$438,000
2022$6,477.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST JOSEPH
serves 7,930 people · EPA ID MI0006310
Water SourceSurface water
Last State InspectionJun 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Mercury Fiber.

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