1908 New Harmony Loop, Defuniak Springs, FL 32433 Property Records

Walton County property record for 1908 New Harmony Loop, Defuniak Springs, FL 32433

Property Summary

Property Type	General Agricultural/Rural
Details	6 bd · 3 ba · 3,175 sqft · built 1983
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$372 (2025)
Deeds & Mortgages	Mar 2022 Transfer Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-4N-21-38000-002-0010`

Property Details

APN / Parcel Number

Primary APN	`12-4N-21-38000-002-0010`
Alternative APNs	`12-421-38000-002-0010` `1018260`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,175 sqft Gross Area
1st Floor Area	2,355 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	435,600 sqft (10 acres)

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	306 sqft
Shed	1 Shed
Pole Barn	Pole Barn
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Convection

Location & Zoning

Street Address	1908 NEW HARMONY LOOP
City	DEFUNIAK SPRINGS
State	FL
Zip	32433-6131
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	GA
Legal Description	660FT N & S BY 330 FT E + W IN SW/C OF N2 OF NW4 OF NE4 SEC 12-4N-21W OR 34-116 OR 435-166 (W2 OF SW4 OF NW4 OF NE4) THAT PORTION OF NW4 OF NE4 LYING W FENCE LINE WHICH RUNS FROM NBDRY TO SBDRY OF NW4 OF NE4, BEING 175FT W OF AND PARALLEL TO LITTLE C
Legal Range	021
Legal Township	04N
Legal Section	12
Legal Subdivision	AND PARALLEL TO LITTLE CREEK
Legal Block	200
Legal Lot Number	10
Jurisdiction	WALTON FL
Township / Civil Division	PAXTON-DARLINGTON
Census Block Group	2
Census Block	2004
Census Tract	950104

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1908 NEW HARMONY LOOP, DEFUNIAK SPRINGS, FL 32433-6131
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Intrafamily Transfer, Transfer
Nov 18, 2021	Intrafamily Transfer, Transfer
May 28, 2019	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 13, 2024
Transfer Doc	0033420873
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Mar 29, 2022
Property Address	1908 NEW HARMONY LOOP, DEFUNIAK SPRINGS, FL 32433-6131
Document Number	0032451563
Book / Page	3245 / 1563
Instrument Date	Mar 28, 2022
Instrument	20220014669
Transaction Type	Transfer
Record Updated	Apr 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1908 NEW HARMORY LOOP, DEFUNIAK SPRINGS, FL 32433-6131

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Nov 18, 2021
Property Address	1908 NEW HARMONY LOOP, DEFUNIAK SPRINGS, FL 32433-6131
Document Number	0032254693
Book / Page	3225 / 4693
Instrument Date	Nov 18, 2021
Instrument	20210057391
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1908 NEW HARMONY LOOP, DEFUNIAK SPRINGS, FL 32433-6131

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1908 NEW HARMONY LOOP, DEFUNIAK SPRINGS, FL 32433-6131
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031063247
Date	May 28, 2019
Book Page	3106/3247
Instrument	20190017204

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$372.00 (+7.51%)	$63,644 (-18.97%)	$169,347 (+54.4%) Land $85,200 Building $84,147
2024	$346.00 (+32.57%)
2023	$261.00 (-12.71%) Homeowner's exemption	$78,544 (+2.44%) Land $5,500 Building $73,044	$109,684 (-1.4%)
2022	$299.00 Homeowner's exemption	$76,674 Land $6,105 Building $70,569	$111,239

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOSSY HEAD WATER WORKS, INC. private · serves 4,386 people · EPA ID FL1660803
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
Fidium Fiber DSL	10 / 1

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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