1908 NE 6th Ter, Gainesville, FL 32609 Property Records

Alachua County property record for 1908 NE 6th Ter, Gainesville, FL 32609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,147 sqft · built 1953
Lot Size	0.269 acres (11,761 sqft)
Owner	2 Individual Names on Record
Tax Bill	$900 (2024)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10246-060-000`

Property Details

APN / Parcel Number

Primary APN	`10246-060-000`
Alternative APN	`00938300000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,147 sqft Heated Area
1st Floor Area	1,147 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	11,761 sqft (0.269 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	441 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	00938300000
Street Address	1908 NE 6TH TER
City	GAINESVILLE
State	FL
Zip	32609-3757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF1
Legal Description	DEBORAH HEIGHTS PB D-90 LOT 60 OR 2313/0822 & OR 4456/1273
Legal Range	20E
Legal Township	09S
Legal Section	33
Legal Subdivision	DEBORAH HGTS N1/2 LOT E,JARVIS
Legal Lot Number	60
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3006
Census Tract	400

Owner

Source: Alachua County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1908 NE 6TH TER, GAINESVILLE, FL 32609-3757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2016
Deed Sale	Jul 25, 2016
Deed Document Number	0044561273
Deed Book / Page	02313 / 00822
Prior Transfer Date	Sep 20, 2000
Prior Transfer Doc	0231300822
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	1908 NE 6TH TER, GAINESVILLE, FL 32609-3757
Document Number	0047960896
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1908 NE 6TH TER GAINESVILLE FL 326093757, GAINESVILLE, FL 32609-3757

Mortgage

Document Number	0047960896
Date	Jul 22, 2020
Book Page	004796/000896
Instrument	3272224

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	JONESVILLE, FL 32669

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 21, 2040

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,192 (+5.99%)	$192,606 (+14.97%) Land $89,000 Building $103,606
2024	$900.00 (+4.05%)
2023	$865.00 (-4.1%) Homeowner's exemption Senior Citizen's exemption	$74,719 (+3%)	$167,529 (+24.62%) Land $90,000 Building $77,529
2022	$902.00 Homeowner's exemption	$72,543	$134,435 Land $65,000 Building $69,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Verizon.

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