1908 N Circle Dr, Jefferson City, MO 65109 Property Records

Cole County property record for 1908 N Circle Dr, Jefferson City, MO 65109

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,055 sqft · built 1940
Lot Size	0.171 acres (7,449 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,985 (Nov 2023)
Tax Bill	$1,348 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-01-01-0003-003-007`

Property Details

APN / Parcel Number

Primary APN	`10-01-01-0003-003-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,055 sqft Living Area
1st Floor Area	1,055 sqft
Basement Area	560 sqft
Finished Basement	560 sqft
Unfinished Basement	1,055 sqft
Game Room	Game Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2004
Architectural Style	Historical
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	7,449 sqft (0.171 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Basement
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1908 N CIRCLE DR
City	JEFFERSON CITY
State	MO
Zip	65109-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	WALINKO PLACE LOT 11 IN BLOCK E
Legal Range	12W
Legal Township	44N
Legal Section	01
Legal Subdivision	WALINKO PLACE
Legal Block	E
Legal Lot Number	11
Jurisdiction	COLE MO
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3004
Census Tract	10902

Owner

Source: Cole County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1908 N CIRCLE DR, JEFFERSON CITY, MO 65109-1208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Dec 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Nov 22, 2023	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2023 · Amount on Record
Deed Sale	Nov 22, 2023 · Amount on Record
Deed Document Number	20239220
Deed Book / Page	754 / 948
Prior Transfer Date	Nov 16, 2023
Prior Transfer Doc	000754/948
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Recording Date	Aug 25, 2026
Property Address	1908 N CIRCLE DR, JEFFERSON CITY, MO 65109-1208
Document Number	0000007874
Book / Page	783 / 720
Instrument Date	Aug 20, 2026
Instrument	20267874
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 N CIRCLE DR, JEFFERSON CITY, MO 65109-1208

Mortgage

Document Number	0000007874,
Date	Aug 25, 2026
Book Page	783/720
Instrument	20267874

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 24, 2046

Interest

Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	1908 N CIRCLE DR, JEFFERSON CITY, MO 65109-1208
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000705/394
Date	Dec 23, 2019
Book Page	705/394
Instrument	20201911534

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	1908 N CIRCLE DR, JEFFERSON CITY, MO 65109-1208
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000732/771
Date	Nov 1, 2021
Book Page	732/771
Instrument	202103298

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLE MO
Recording Date	Nov 22, 2023
Property Address	1908 N CIRCLE DR, JEFFERSON CITY, MO 65109-1208
Document Number	000754/948
Book / Page	754 / 948
Instrument Date	Nov 16, 2023
Instrument	202309220
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1908 N CIRCLE DR, JEFFERSON CITY, MO 65109-1208

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1908 N CIRCLE DR, JEFFERSON CITY, MO 65109-1208

Mortgage

Document Number	0202309221
Date	Nov 22, 2023
Instrument	202309221

Lender

Name	LOANDEPOT COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Municipality	Jefferson City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,550 (-) Land $3,420 Building $19,130
2025	$1,348.00 (+11.13%)	$22,550 (+10.81%) Land $3,420 Building $19,130	$118,700 (+10.83%) Land $18,000 Building $100,700
2024	$1,213.00 (-0.33%)
2023		$20,350 Building $20,350	$107,100 Land $18,000 Building $89,100
2022	$1,217.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN JEFFERSON CITY DISTRICT private · serves 30,075 people · EPA ID MO3010409
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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