Lauderdale County property record for 1908 Monticello Rd, Florence, AL 35630
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,960 sqft · built 1965 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Aug 2021) |
| Tax Bill | $2,074 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Jan 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-01-01-2-001-029-000 |
| Primary APN | 24-01-01-2-001-029-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,960 sqft Living Area |
| 1st Floor Area | 2,960 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 28,750 sqft (0.66 acres) |
| Lot Dimensions | 216 ft deep x 110 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 88590 |
|---|---|
| Street Address | 1908 MONTICELLO RD |
| City | FLORENCE |
| State | AL |
| Zip | 35630-2740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Description | 135 X 280S (270) IRR .66 AC/C HICKORY HILLS SD LOT 4 & 25 EVENLY OFF NWLY SIDE OF LOT 3 BLK 9 SEC 01 T3S R11W PB 3 PG 6 |
| Legal Range | 11W |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | HICKORY HILLS |
| Legal Block | 9 |
| Legal Lot Number | 4,25,3 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10901 |
Source: Lauderdale County records, as of November 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1908 MONTICELLO RD, FLORENCE, AL 35630-2740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT |
| Jan 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTHERN BANK |
| Aug 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST SOUTHERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2021 · Amount on Record |
| Deed Sale | Aug 13, 2021 · Amount on Record |
| Deed Document Number | 0202150779 |
| Deed Book / Page | 2021 / 50779 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 1908 MONTICELLO RD, FLORENCE, AL 35630-2740 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02018/7787 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 2018/7787 |
| Name | BANK INDEPENDENT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 1908 MONTICELLO RD, FLORENCE, AL 35630-2740 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02023/1283 |
|---|---|
| Date | Jan 11, 2023 |
| Book Page | 2023/1283 |
| Name | FIRST SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Aug 13, 2021 |
| Property Address | 1908 MONTICELLO RD, FLORENCE, AL 35630-2740 |
| Document Number | 2021/50779 |
| Book / Page | 2021 / 50779 |
| Map Reference | MB 3 PG 16 & 17 |
| Instrument Date | Aug 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 473 LONGSHORE DR, FLORENCE, AL 35634-2751 |
| Name | Verified Name |
|---|---|
| Address | 1908 MONTICELLO RD, FLORENCE, AL 35630-2740 |
| Document Number | 202150781202150781 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021/50781202150781 |
| Name | FIRST SOUTHERN BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Municipality | Florence City |
| Unified School District | Florence City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,074.00 Homeowner's exemption | $43,660 (-) | $436,400 (-) Land $24,600 Building $411,800 |
| 2024 | $2,074.00 (+8.25%) Homeowner's exemption | $43,660 (+1,814.91%) Land $2,480 Building $41,180 | $436,400 (+8.05%) Land $24,600 Building $411,800 |
| 2023 | $1,916.00 (+21.27%) Homeowner's exemption | $2,280 (-93.21%) Land $2,280 | $403,900 (+20.32%) Land $22,600 Building $381,300 |
| 2022 | $1,580.00 Homeowner's exemption | $33,580 | $335,700 Land $23,500 Building $312,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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