1908 Montego Ct, Oldsmar, FL 34677 Property Records

Pinellas County property record for 1908 Montego Ct, Oldsmar, FL 34677 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	980 sqft Heated Area
Lot Size	10,476 sqft (0.24 acres)
Garage	384 sqft
Occupancy	Owner Occupied
Last Sale	$315,000 (2022)
Tax Bill	$4,033.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-4990-9`
Alternative APNs	`15-28-16-05067-003-0850` `162815050670030850` `R159219`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	980 sqft Heated Area
1st Floor	980 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1998
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,476 sqft (0.24 acres)
Depth X Width	86 ft x 64 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	384 sqft Garage

Exterior Amenities

Shed	1 Shed
Deck Area	240 sqft Deck
Patio Area	185 sqft Patio
Porch	Open Porch
Porch Area	12 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	R159219
Old Parcel Number	162815050670030850
Street Address	1908 MONTEGO CT
City	OLDSMAR
State	FL
Zip	34677-2634
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BAYSIDE MEADOWS-PHASE I BLK 3, LOT 85
Legal Range	16
Legal Township	28
Legal Section	15
Legal Subdivision	BAYSIDE MEADOWS-PHASE I
Legal Phase	1
Legal Block	3
Legal Lot Number	85
Jurisdiction	PINELLAS FL
Minor Civil Division	TARPON SPRINGS
Census Blockgroup	2
Census Block	2000
Census Tract	27319

Owner

Source: Pinellas County records · APN C62-000-759-4990-9

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1908 MONTEGO CT, OLDSMAR, FL 34677-2634
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Prior Sale	Feb 17, 2016 · Amount on Record
Deed Doc Number	2022360125
Deed Book / Page	22295 / 613
Record Refreshed	Jun 08, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 19, 2022
Property Address	1908 MONTEGO CT, OLDSMAR, FL 34677-2634
Document Number	0222950613
Book / Page	22295 / 613
Map Reference	MB 80 PG 62-64
Instrument Date	Dec 16, 2022
Instrument	2022360125
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	GULFATLANTIC TITLE AND APPRAISAL, GULFATLANTIC TTL & APPRAISAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 186, OLDSMAR, FL 34677-0186

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1908 MONTEGO CT, OLDSMAR, FL 34677-2634

Mortgage

Document Number	0022295614
Date	Dec 19, 2022
Instrument	22295/614

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,033.00 (+4.21%) Homeowner's exemption	$271,714 (+3.16%)	$271,714 (+3.16%) Land $84,293 Building $187,421
2023	$3,870.00 (+117.91%) Homeowner's exemption	$263,385 (+84.56%)	$263,385 (+8.46%) Land $121,383 Building $142,002
2022	$1,776.00 Homeowner's exemption	$142,709	$242,832 Land $151,717 Building $91,115

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.