1908 Monte Cristo Dr, Sherman, TX 75092 Property Records

Grayson County property record for 1908 Monte Cristo Dr, Sherman, TX 75092

Property Summary

Property Type	Single Family Home
Details	1,804 sqft · built 1995
Lot Size	0.189 acres (8,268 sqft)
Owner	Individual Name on Record
Tax Bill	$6,743 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S015 2374028`

Property Details

APN / Parcel Number

Primary APN	`S015 2374028`
Alternative APN	`155745`

Interior

Building Area	1,804 sqft Living Area
Gross Area	2,203 sqft
1st Floor Area	1,804 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2012
Lot Area	8,268 sqft (0.189 acres)
Lot Dimensions	127 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	100 sqft

Location & Zoning

Account Number	155745
Old Parcel Number	S015 2374028
Street Address	1908 MONTE CRISTO DR
City	SHERMAN
State	TX
Zip	75092-3190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANYON CREEK WEST, BLOCK 3, LOT 11, ACRES .1898
Legal Subdivision	CANYON CREEK WEST
Legal Block	3
Legal Lot Number	11
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	6
Census Block	6014
Census Tract	1200

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1908 MONTE CRISTO DR, SHERMAN, TX 75092-3190
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 26, 2018	Deed of Trust, Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2024
Deed Sale	Feb 12, 2024
Deed Document Number	2024-3742
Record Updated	Jun 8, 2026

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Feb 12, 2024
Property Address	1908 MONTE CRISTO DR, SHERMAN, TX 75092-3190
Document Number	0000003742
Map Reference	VOL 8 PG 41
Instrument Date	Feb 9, 2024
Instrument	2024-3742
Transaction Type	Transfer
Record Updated	Feb 27, 2024
Title Company	FIRST TEXAS TITLE, FAIR TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 MONTE CRISTO DR, SHERMAN, TX 75092-3190

Mortgage

Document Number	0000003743
Date	Feb 12, 2024
Instrument	2024-3743

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1908 MONTE CRISTO DR, SHERMAN, TX 75092-3190
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001675
Date	Jan 18, 2022
Instrument	2022-1675

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2032

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1908 MONTE CRISTO DR, SHERMAN, TX 75092-3190
Document Number	0000004686
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 6, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 MONTE CRISTO DR SHERMAN TX 750923190, SHERMAN, TX 75092-3190

Mortgage

Document Number	0000004686
Date	Mar 7, 2018
Instrument	4686

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 6, 2028

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Sherman City
Unified School District	Sherman Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$305,468 (+8.36%) Land $59,456 Building $246,012	$305,468 (+8.36%) Land $59,456 Building $246,012
2024	$6,743.00 (+15.19%)
2023		$281,898 Land $25,304 Building $256,594	$281,898 Land $25,304 Building $256,594
2022	$5,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1979–2017)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHERMAN serves 43,645 people · EPA ID TX0910006
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, TekWav.

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