1908 Millgate Rd, Louisville, KY 40223 Property Records

Louisville/Jefferson County Metro Government property record for 1908 Millgate Rd, Louisville, KY 40223

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,053 sqft · built 1958
Lot Size	0.198 acres (8,668 sqft)
Owner	Individual Name on File
Last Sale	$132,500 (Aug 2015)
Tax Bill	$1,894 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21039900960000`

Property Details

APN / Parcel Number

Primary APN	`21039900960000`
Alternative APNs	`039900960000` `00021133`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,053 sqft Finished Area
Flooring	Covered
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,668 sqft (0.198 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00021133
Street Address	1908 MILLGATE RD
City	LOUISVILLE
State	KY
Zip	40223-1049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	LOT 25 WHIPPS MILLGATE SEC 2 PB 14 PG 93 0.1990 AC
Legal Subdivision	WHIPPS MILLGATE
Legal Lot Number	25
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	3
Census Block	3018
Census Tract	10005

Owner

1908 Millgate Rd is owned by an individual who bought it in August 2015.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	9011 DUXBURY RD, LOUISVILLE, KY 40242-3273
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2015 · Amount on File
Deed Sale	Aug 19, 2015 · Amount on File
Prior Sale	Jan 26, 2005 · Amount on File
Deed Document Number	0001045427
Deed Book / Page	10454 / 27
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	1908 MILLGATE RD, LOUISVILLE, KY 40223-1049
Document Number	0167020868
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 MILLGATE RD LOUISVILLE KY 402231049, LOUISVILLE, KY 40223-1049

Mortgage

Document Number	0167020868
Date	Jul 31, 2020
Book Page	016702/000868
Instrument	150276

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 30, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1908 Millgate Rd was $1,894.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Lyndon City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,894.00	$168,250 Land $35,520 Building $132,730
2024			$168,250 (-) Land $35,520 Building $132,730
2023	$1,931.00 (-0.36%)	$168,250 (-) Land $35,520 Building $132,730	$168,250 (-) Land $35,520 Building $132,730
2022	$1,938.00	$168,250 Land $35,520 Building $132,730	$168,250 Land $35,520 Building $132,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1908 Millgate Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1908 Millgate Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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