1908 Mill Ave, Bellingham, WA 98225 Property Records

Whatcom County property record for 1908 Mill Ave, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 996 sqft · built 1894
Lot Size	0.085 acres (3,742 sqft)
Owner	Trust Name on Record
Tax Bill	$4,583 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`569680`

Property Details

APN / Parcel Number

Primary APN	`569680`
Alternative APNs	`370201 412114 0000` `17148`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	996 sqft Living Area
1st Floor Area	648 sqft
2nd Floor Area	348 sqft

Exterior

Year Built	Built 1894
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,742 sqft (0.085 acres)
Porch	Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	569680
Street Address	1908 MILL AVE
City	BELLINGHAM
State	WA
Zip	98225-6736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM7.5
Legal Description	LOT 1 S J HAMMOND SHORT PLAT AS REC AF 2070101429
Legal Range	02
Legal Township	37
Legal Section	01
Legal Subdivision	S J HAMMOND SHORT PLAT
Legal Lot Number	1
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2004
Census Tract	1203

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	1050 LARRABEE AVE STE 104, 104, BELLINGHAM, WA 98225-7367
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
Apr 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Nov 10, 2003 · Amount on Record
Last Transfer Date	Apr 14, 2020
Transfer Doc	2200401390
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1908 MILL AVE, BELLINGHAM, WA 98225-6736
Document Number	2200503529
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1908 MILL AVE BELLINGHAM WA 982256736, BELLINGHAM, WA 98225-6736

Mortgage

Document Number	2200503529
Date	May 29, 2020
Instrument	503529

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 14, 2020
Property Address	1908 MILL AVE, BELLINGHAM, WA 98225-6736
Document Number	2200401390
Instrument Date	Mar 23, 2020
Instrument	401390
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1908 MILL AVE BELLINGHAM WA 982256736, BELLINGHAM, WA 98225-6736

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1908 MILL AVE, BELLINGHAM, WA 98225-6736
Document Number	2180200716
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 MILL AVE BELLINGHAM WA 982256736, BELLINGHAM, WA 98225-6736

Mortgage

Document Number	2180200716
Date	Feb 8, 2018
Instrument	200716

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,583.00 (+31.85%)	$560,469 (+15.32%) Land $315,000 Building $245,469	$560,469 (+15.32%) Land $315,000 Building $245,469
2022		$486,024 Land $297,840 Building $188,184	$486,024 Land $297,840 Building $188,184
2021	$3,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, CenturyLink.

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