1908 Melody Ln, Ardmore, OK 73401 Property Records

Carter County property record for 1908 Melody Ln, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,534 sqft · built 1965
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jul 2020)
Tax Bill	$2,154 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1200-00-001-003-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`1200-00-001-003-0-001-00`
Alternative APN	`9863`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,534 sqft Living Area
1st Floor Area	1,534 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Patio Area	195 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9863
Street Address	1908 MELODY LN
City	ARDMORE
State	OK
Zip	73401-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SOUTHLAND AMENDED, BLK 1 LOT 3 (100X140)
Legal Range	01E
Legal Township	04S
Legal Section	36
Legal Subdivision	SOUTHLAND AMENDED
Legal Block	1
Legal Lot Number	3
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2025
Census Tract	893001

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1908 MELODY LN, ARDMORE, OK 73401-3440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Warranty Deed, Transfer · VA Mortgage FIRST UNITED BANK & TRUST CO
Dec 26, 2018	Deed, Transfer · Commercial Mortgage FIRST BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Dec 26, 2018 · Amount on Record
Deed Document Number	20207901
Deed Book / Page	6907 / 324
Prior Transfer Date	Oct 21, 2011
Prior Transfer Doc	005435/300
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jul 27, 2020
Property Address	1908 MELODY LN, ARDMORE, OK 73401-3440
Document Number	006907/324
Book / Page	6907 / 324
Instrument Date	Jul 18, 2020
Instrument	2020-007901
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2020007902
Date	Jul 27, 2020
Instrument	2020-007902

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER OK
Recording Date	Dec 26, 2018
Property Address	1908 MELODY LN, ARDMORE, OK 73401-3440
Document Number	006654/112
Book / Page	6654 / 112
Instrument Date	Dec 19, 2018
Instrument	2018-014656
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	STEWART TITLE, STEWART TITLE OF OKLAHOMA IN

Transaction

Amount	Amount Recorded
Tax	$101.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1439 PONDEROSA RD, ARDMORE, OK 73401-6776

Mortgage

Document Number	2018014657
Date	Dec 26, 2018
Instrument	2018-014657

Lender

Name	FIRST BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 19, 2019

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,225 (+3%) Land $2,400 Building $19,825	$185,203 (+3%) Land $20,000 Building $165,203
2025	$2,154.00	$21,577 (-11.24%) Land $2,400 Building $19,177	$179,809 (-30.09%) Land $20,000 Building $159,809
2024	$2,154.00 (-5.86%)	$24,310 (+5%) Land $2,400 Building $21,910	$257,203 (+9.15%) Land $20,000 Building $237,203
2023	$2,288.00	$23,152 Land $2,400 Building $20,752	$235,632 Land $20,000 Building $215,632

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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