1908 Manchester Rd, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 1908 Manchester Rd, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1959
Lot Size	0.276 acres (12,003 sqft)
Owner	2 Individual Names on Record
Tax Bill	$791 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Sale + 1 more
APN	`06-2.0-04-002-001-092.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-04-002-001-092.000`

Interior

Building Area	1,200 sqft Base Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	12,003 sqft (0.276 acres)
Lot Dimensions	201 ft deep x 59.6 ft wide

Location & Zoning

Street Address	1908 MANCHESTER RD
City	SAINT JOSEPH
State	MO
Zip	64505-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:LOVERS LANE ACRES 1ST EXT. LOT:11 BLK:LGL DESC:PART L11 BEG NW COR L11 TH S 129.66' SE 80' SE 54.86' N 201.38' W 59.56' TO POB
Legal Subdivision	LOVERS LANE ACRES 1ST EXT
Legal Lot Number	11
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1020
Census Tract	500

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2619 E GLENROSA AVE, PHOENIX, AZ 85016-5709
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage M SQUARED FINANCIAL LLC
Jul 2, 2021	Warranty Deed, Transfer NOT AVAILABLE, ST JOSEPH TITLE LLC
Feb 1, 2018	Deed, Transfer · Conventional Mortgage TRUSTED FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021
Deed Sale	Jul 2, 2021
Prior Sale	Feb 1, 2018 · Amount on Record
Deed Document Number	20216995
Deed Book / Page	3764 / 324
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1908 MANCHESTER RD, SAINT JOSEPH, MO 64505-1839
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2619 EAST CLENROSA AVENUE, PHOENIX, AZ 85016

Mortgage

Document Number	3764/649
Date	Jul 13, 2021
Book Page	3764/649
Instrument	2021007323

Lender

Name	M SQUARED FINANCIAL LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 2, 2021
Property Address	1908 MANCHESTER RD, SAINT JOSEPH, MO 64505-1839
Document Number	3764/324
Book / Page	3764 / 324
Instrument Date	Jun 30, 2021
Instrument	2021006995
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6155 N NEVADA AVE, 6155, PARKVILLE, MO 64152-4001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2619 E GLENROSA AVE, PHOENIX, AZ 85016-5709

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 1, 2018
Property Address	1908 MANCHESTER RD, SAINT JOSEPH, MO 64505-1839
Document Number	2018000904
Map Reference	BK2234 PG320
Instrument Date	Jan 29, 2018
Instrument	2018000904
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 MANCHESTER RD, SAINT JOSEPH, MO 64505-1839

Mortgage

Document Number	2018000905
Date	Feb 1, 2018
Instrument	2018000905

Lender

Name	TRUSTED FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$791.00	$10,930 (+5.1%) Land $3,330 Building $7,600	$57,510 (+5.08%) Land $17,500 Building $40,010
2024	$791.00 (+14.64%)
2023	$690.00 (-0.72%)	$10,400 (-) Land $3,330 Building $7,070	$54,730 (-) Land $17,500 Building $37,230
2022	$695.00	$10,400 Land $3,330 Building $7,070
2021			$54,730 Land $17,500 Building $37,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	14 (1982–1993)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Manchester Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures