1908 Madison St, La Crosse, WI 54601 Property Records

La Crosse County property record for 1908 Madison St, La Crosse, WI 54601

Property Summary

Property Type	Duplex
Lot Size	0.101 acres (4,443 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Jan 2006)
Tax Bill	$3,535 (2025)
Deeds & Mortgages	Dec 2011 Mortgage Nov 2012 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`017-030248-130`

Property Details

APN / Parcel Number

Primary APN	`017-030248-130`
Alternative APNs	`17 30248 130` `33532`

Exterior

Lot Area	4,443 sqft (0.101 acres)
Lot Dimensions	99 ft deep x 45 ft wide

Location & Zoning

Account Number	33532
Old Parcel Number	17 30248 130
Street Address	1908 MADISON ST
City	LA CROSSE
State	WI
Zip	54601-5179
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PRT SW-NW FKA SMITH & BACHELDERS ADD (NOW VACATED) W 45FT OF E 80FT LOTS 118 & 119 BLOCK 6 LOT SZ: 45 X 99
Legal Range	07
Legal Township	15
Legal Section	04
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	SMITH & BATCHELDER'S ADDITION
Legal Block	6
Legal Lot Number	118-119 119
Jurisdiction	LA CROSSE WI
Township / Civil Division	LA CROSSE
Census Block Group	4
Census Block	4007
Census Tract	700

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1908 MADISON ST, LA CROSSE, WI 54601-5049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2011	Deed of Trust, Mortgage · Conventional Mortgage PARK BANK
Nov 19, 2012	Deed of Trust, Mortgage PARK BANK
Oct 19, 2015	Deed of Trust, Mortgage · Conventional Mortgage PARK BANK
Sep 2, 2008	Deed of Trust, Mortgage STEVEN A ARMSTRONG
Jan 21, 2010	Deed of Trust, Mortgage · Conventional Mortgage PARK BANK
Jan 18, 2006	Warranty Deed, Transfer · Stand-Alone Second Mortgage PARK BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2006 · Amount on Record
Deed Sale	Jan 18, 2006 · Amount on Record
Deed Document Number	1440979
Deed Book / Page	682 / 217
Record Updated	Jun 8, 2026

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1908 MADISON ST, LA CROSSE, WI 54601-5179
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001586500
Date	Dec 12, 2011
Instrument	1586500

Lender

Name	PARK BANK
Type	Lending Institution
Address	LA CROSSE, WI 54601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2027

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1908 MADISON ST, LA CROSSE, WI 54601-5179
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001610012
Date	Nov 19, 2012
Instrument	1610012

Lender

Name	PARK BANK
Type	Lending Institution
Address	LA CROSSE, WI 54601

Agreement

Amount	Amount Recorded

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1908 MADISON ST, LA CROSSE, WI 54601-5179
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001665030
Date	Oct 19, 2015
Instrument	1665030

Lender

Name	PARK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 18, 2030

Interest

Rate Type	Fixed Rate

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1908 MADISON ST, LA CROSSE, WI 54601-5179
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001508995
Date	Sep 2, 2008
Instrument	1508995

Lender

Name	STEVEN A ARMSTRONG
Type	Private Party
Address	00000

Agreement

Amount	Amount Recorded

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1908 MADISON ST, LA CROSSE, WI 54601-5179
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001543184
Date	Jan 21, 2010
Instrument	1543184

Lender

Name	PARK BANK
Type	Lending Institution
Address	LA CROSSE, WI 54602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2030

January 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jan 18, 2006
Property Address	1908 MADISON ST, LA CROSSE, WI 54601-5179
Document Number	0001440979
Instrument Date	Jan 12, 2006
Instrument	1440979
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 MADISON ST, LA CROSSE, WI 54601-5179
Investor	Possibly a Property Investor

Mortgage

Document Number	0001440980
Date	Jan 18, 2006
Instrument	1440980

Lender

Name	PARK BANK
Type	Lending Institution
Address	LA CROSSE, WI 54602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	La Crosse City
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,535.00 (-2.38%) Homeowner's exemption	$207,800 (+18.47%) Land $36,500 Building $171,300	$216,500 (+23.43%)
2023	$3,621.00 Homeowner's exemption	$175,400 Land $35,300 Building $140,100	$175,400 Land $35,300 Building $140,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA CROSSE WATERWORKS serves 53,000 people · EPA ID WI6320309
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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