1908 Lora St, Anderson, IN 46013 Property Records

Madison County property record for 1908 Lora St, Anderson, IN 46013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,639 sqft · built 1957
Lot Size	0.312 acres (13,600 sqft)
Owner	Individual Name on Record
Last Sale	$109,400 (Oct 2019)
Tax Bill	$1,273 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-605A-2-3Z`

Property Details

APN / Parcel Number

Primary APN	`18-605A-2-3Z`
Alternative APNs	`48-12-30-401-025.000-003` `00001111033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,639 sqft Living Area
1st Floor Area	1,639 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1970
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	13,600 sqft (0.312 acres)
Lot Dimensions	170 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Patio Area	231 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001111033
Street Address	1908 LORA ST
City	ANDERSON
State	IN
Zip	46013-2746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEARVIEW 2ND 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal Subdivision	CLEARVIEW ADD SUB
Jurisdiction	MADISON IN
Township / Civil Division	ANDERSON
Census Block Group	2
Census Block	2000
Census Tract	2000

Owner

Source: Madison County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1908 LORA ST, ANDERSON, IN 46013-2746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage HUD
Sep 13, 2023	Deed of Trust, Mortgage HUD
Dec 9, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Oct 24, 2019	Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE CO INC
Oct 24, 2019	Warranty Deed, Transfer
Oct 24, 2019	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2019 · Amount on Record
Deed Sale	Oct 24, 2019 · Amount on Record
Deed Document Number	201915026
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	1908 LORA ST, ANDERSON, IN 46013-2746
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R05662
Date	Apr 30, 2024
Instrument	2024R05662

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Dec 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	1908 LORA ST, ANDERSON, IN 46013-2746
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R12887
Date	Sep 13, 2023
Instrument	2023R12887

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Dec 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	1908 LORA ST, ANDERSON, IN 46013-2746
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R23786
Date	Dec 9, 2021
Instrument	2021R23786

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	1908 LORA ST, ANDERSON, IN 46013-2746
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R15027
Date	Oct 24, 2019
Instrument	2019R15027

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Oct 24, 2019
Property Address	1908 LORA ST, ANDERSON, IN 46013-2746
Document Number	2019R15026
Map Reference	PB 10 PG 54
Instrument Date	Oct 23, 2019
Instrument	2019R15026
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 LORA ST, ANDERSON, IN 46013-2746

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Oct 24, 2019
Property Address	1908 LORA ST, ANDERSON, IN 46013-2746
Document Number	2019R15026
Map Reference	PB 10 PG 54
Instrument Date	Oct 23, 2019
Instrument	2019R15026
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 LORA ST, ANDERSON, IN 46013-2746

Mortgage

Document Number	2019R15027
Date	Oct 24, 2019
Instrument	2019R15027

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Anderson City
County	Madison County
County Subdivision	Anderson Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,273.00 (-6.4%) Homeowner's exemption	$129,700 (+13.18%) Land $17,400 Building $112,300	$129,700 (+13.18%) Land $17,400 Building $112,300
2024	$1,360.00 (+9.94%)
2023		$114,600 (+0.61%) Land $16,600 Building $98,000	$114,600 (+0.61%) Land $16,600 Building $98,000
2022	$1,237.00 Homeowner's exemption	$113,900 Land $15,800 Building $98,100	$113,900 Land $15,800 Building $98,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON WATER DEPARTMENT serves 55,212 people · EPA ID IN5248002
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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