1908 Legacy St, Garrett, IN 46738 Property Records

DeKalb County property record for 1908 Legacy St, Garrett, IN 46738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,291 sqft · built 2022
Lot Size	0.324 acres (14,113 sqft)
Owner	Individual Name on Record
Last Sale	$349,900 (Aug 2022)
Tax Bill	$2,237 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-09-10-300-148.000-013`

Property Details

APN / Parcel Number

Primary APN	`17-09-10-300-148.000-013`
Alternative APN	`260910300148`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,291 sqft Living Area
1st Floor Area	1,291 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Material	Asphalt
Lot Area	14,113 sqft (0.324 acres)
Lot Dimensions	166 ft deep x 85 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	260910300148
Street Address	1908 LEGACY ST
City	GARRETT
State	IN
Zip	46738-1158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF HERITAGE ESTATES SECTION II LOT 112 ACRES .3236
Legal Subdivision	HERITAGE ESTATES
Legal Lot Number	112
Jurisdiction	DE KALB IN
Township / Civil Division	KEYSER
Census Block Group	1
Census Block	1044
Census Tract	20602

Owner

Source: DeKalb County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1908 LEGACY ST, GARRETT, IN 46738-1158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Warranty Deed, Subdivision Related Transfer · USDA Mortgage USDA
Jan 26, 2022	Warranty Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Jan 26, 2022
Deed Document Number	20225379
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Aug 23, 2022
Property Address	1908 LEGACY ST, GARRETT, IN 46738-1158
Document Number	0202205379
Map Reference	DOC 202109101
Instrument Date	Aug 11, 2022
Instrument	202205379
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 26, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 LEGACY STREET, GARRETT, IN 46738-1158

Mortgage

Document Number	0202205380
Date	Aug 23, 2022
Instrument	202205380

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	456 Months
Due	Aug 11, 2060

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Jan 26, 2022
Property Address	1908 LEGACY ST, GARRETT, IN 46738-1158
Document Number	0202200555
Map Reference	DOC 202109101
Instrument Date	Jan 21, 2022
Instrument	202200555
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 WOODLAND PLAZA RUN, FORT WAYNE, IN 46825-1528

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Keyser Township
Municipality	Garrett City
Unified School District	Garrett-Keyser-Butler Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,237.00 (-11.41%)	$261,800 (-1.17%) Land $54,500 Building $207,300	$261,800 (-1.17%) Land $54,500 Building $207,300
2024	$2,525.00 (+18.1%)	$264,900 (+11.16%) Land $54,500 Building $210,400	$264,900 (+11.16%) Land $54,500 Building $210,400
2023	$2,138.00 (+2,954.29%)	$238,300 (+11,247.62%) Land $48,700 Building $189,600	$238,300 (+11,247.62%) Land $48,700 Building $189,600
2022	$70.00	$2,100 Land $2,100	$2,100 Land $2,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRETT WATER UTILITY serves 6,390 people · EPA ID IN5217004
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Auburn Essential Services Fiber	1,000 / 1,000
Lakeland Internet Fixed Wireless	500 / 100
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Mediacom Xtream, T-Mobile, Watch TV.

Nearby Properties on Legacy St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures