1908 Lazy Oaks Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1908 Lazy Oaks Loop, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	2,057 sqft Living Area
Lot Size	10,628 sqft (0.244 acres)
Occupancy	Owner Occupied
Last Sale	$332,000 (2019)
Tax Bill	$3,956.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`17-25-31-3012-0001-1400`
Alternative APNs	`253117301200011400` `121493`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,057 sqft Living Area
Gross Area	2,919 sqft Gross Area
1st Floor	2,057 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,628 sqft (0.244 acres)
Depth X Width	125 ft x 85 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	630 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	336 sqft Pool
Deck Area	431 sqft Deck
Porch Area	232 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1908 LAZY OAKS LOOP
City	SAINT CLOUD
State	FL
Zip	34771-8851
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EAST LAKE COVE PHASE 2 PB 16 PG 69 LOT 140
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	EAST LAKE COVE PH 2
Legal Phase	2
Legal Tract	3012
Legal Block	1400
Legal Lot Number	140
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1019
Census Tract	43600

Owner

Source: Osceola County records · APN 17-25-31-3012-0001-1400

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1908 LAZY OAKS LOOP, SAINT CLOUD, FL 34771-8851
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 02, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 29, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2019 · Amount on Record
Deed Sale	Jan 29, 2019 · Amount on Record
Prior Sale	Apr 02, 2015 · Amount on Record
Deed Doc Number	201911853
Deed Book / Page	5469 / 1480
Last Transfer Date	Jul 26, 2021
Transfer Doc	0060140332
Record Refreshed	Jun 08, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Aug 02, 2021
Property Address	1908 LAZY OAKS LOOP, SAINT CLOUD, FL 34771-8851
Document Number	0060140332
Book / Page	6014 / 332
Map Reference	MB 16 PG 69
Instrument Date	Jul 26, 2021
Instrument	2021119097
Transaction Type	Transfer
Record Updated	Aug 01, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 LAZY OAKS LOOP, SAINT CLOUD, FL 34771-8851

Mortgage

Document Number	0006014335
Date	Aug 02, 2021
Instrument	6014/335

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 29, 2019
Property Address	1908 LAZY OAKS LOOP, SAINT CLOUD, FL 34771-8851
Document Number	0054691480
Book / Page	5469 / 1480
Map Reference	MB 16 PG 69
Instrument Date	Jan 28, 2019
Instrument	2019011853
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	INTEGRITY FIRTS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,324.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1908 LAZY OAKS LOOP, 1908, SAINT CLOUD, FL 34771-8851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 LAZY OAKS LOOP, SAINT CLOUD, FL 34771-8851

Mortgage

Document Number	2019011854
Date	Jan 29, 2019
Instrument	2019011854

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,155.00 (+5.03%) Homeowner's exemption	$289,370 (+5.99%)	$406,000 (+1.55%) Land $95,000 Building $311,000
2024	$3,956.00 (+2.14%)
2023	$3,873.00 (+4.11%) Homeowner's exemption	$273,025 (+3%)	$399,800 (+19.13%) Land $95,000 Building $304,800
2022	$3,720.00 Homeowner's exemption	$265,073	$335,600 Land $65,000 Building $270,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,515 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

1908 Lazy Oaks Loop, Saint Cloud, FL 34771 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Lazy Oaks Loop

Nearby Streets

Search Property Records by Address or Parcel Number