1908 Lakeside Dr, Montgomery, IL 60538 Property Records

Kendall County property record for 1908 Lakeside Dr, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,686 sqft · built 1996
Lot Size	0.133 acres (5,777 sqft)
Owner	2 Company Names on Record
Last Sale	$216,000 (Feb 2001)
Tax Bill	$7,129 (2024)
Deeds & Mortgages	Apr 2020 Transfer Feb 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-04-230-005`

Property Details

APN / Parcel Number

Primary APN	`03-04-230-005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,686 sqft Living Area
Gross Area	3,855 sqft
1st Floor Area	1,686 sqft
Basement Area	1,686 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	5,777 sqft (0.133 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1908 LAKESIDE DR
City	MONTGOMERY
State	IL
Zip	60538-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 SEASONS RIDGE UNIT 6 VILLAGE OF MONTGOMERY
Legal Subdivision	SEASONS RIDGE
Legal Lot Number	49
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1019
Census Tract	890201

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1908 LAKESIDE DR, MONTGOMERY, IL 60538-3041
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 27, 2018	Loan Modification, Mortgage FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2001 · Amount on Record
Deed Sale	Feb 28, 2001 · Amount on Record
Prior Sale	Feb 1, 1996 · Amount on Record
Deed Document Number	20013137
Last Transfer Date	Mar 9, 2020
Transfer Doc	0000005416
Record Updated	Sep 20, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENDALL IL
Recording Date	Apr 2, 2020
Property Address	1908 LAKESIDE DR, MONTGOMERY, IL 60538-3041
Document Number	0000005416
Instrument Date	Mar 9, 2020
Instrument	5416
Transaction Type	Transfer
Record Updated	Apr 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1908 LAKESIDE DR MONTGOMERY IL 605383041, MONTGOMERY, IL 60538-3041

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENDALL IL
Property Address	1908 LAKESIDE DR, MONTGOMERY, IL 60538-3041
Document Number	0000003294
Instrument Date	Feb 27, 2018
Transaction Type	Mortgage
Record Updated	Mar 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 LAKESIDE DR MONTGOMERY IL 605383041, MONTGOMERY, IL 60538-3041

Mortgage

Document Number	0000003294
Date	Mar 12, 2018
Instrument	3294

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Term	360 Months
Due	Mar 11, 2048

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Montgomery Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,746 (+31.38%) Land $22,762 Building $88,984	$335,238 (+31.38%) Land $68,286 Building $266,952
2024	$7,129.00
2022		$85,057 Land $17,325 Building $67,732	$255,171 Land $51,975 Building $203,196

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL	100 / 20

May also be available: Verizon.

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