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1908 Lake Josephine Dr, Sebring, FL 33875 Property Records

Highlands County property record for 1908 Lake Josephine Dr, Sebring, FL 33875

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,410 sqft · built 1974
Lot Size0.335 acres (14,607 sqft)
Owner2 Individual Names on File
Last Sale$143,000 (Nov 2020)
Tax Bill$1,335 (2024)
Deeds & MortgagesNov 2020 Sale & Mortgage
Oct 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC335902100000520

Property Details

APN / Parcel Number

Primary APNC335902100000520
Alternative APN
  • C-33-35-29-021-0000-0520

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,410 sqft Living Area
1st Floor Area1,410 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1985
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,607 sqft (0.335 acres)
Lot Dimensions80 ft deep x 178 ft wide
Garage TypeCarport
Garage Area252 sqft
CarportCarport
Carport Area252 sqft
DrivewayAsphalt Driveway
Driveway Area312 sqft
Parking Spaces1 Parking Space
PorchEnclosed/Unfinished Porch
Porch Area220 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1908 LAKE JOSEPHINE DR
CitySEBRING
StateFL
Zip33875-6459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAKE JOSEPHINE SUB NO 2 PB 4-PG 85 EAST 177.46 FT OF LOT 52
Legal Range29E
Legal Township35S
Legal Section33
Legal SubdivisionLAKE JOSEPHINE SUB NO 2
Legal Tract1
Legal Lot Number52
JurisdictionHIGHLANDS FL
Township / Civil DivisionLAKE PLACID
Census Block Group1
Census Block1050
Census Tract961401

Owner

1908 Lake Josephine Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Highlands County records, as of December 10, 2025

Owner of Record2 Individual Names on File
Mailing Address1908 LAKE JOSEPHINE DR, SEBRING, FL 33875-6459
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2020Warranty Deed, Transfer · Conventional Mortgage
BELL BANK
Oct 26, 2018Warranty Deed, Transfer · VA Mortgage
SUPREME LNDG
Jul 26, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 29, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2020 · Amount on File
Deed SaleNov 18, 2020 · Amount on File
Prior SaleNov 18, 2020 · Amount on File
Deed Document Number202027841882
Deed Book / Page2784 / 1882
Prior Transfer DateJul 26, 2018
Prior Transfer Doc0001905350
Record UpdatedSep 20, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateNov 18, 2020
Property Address1908 LAKE JOSEPHINE DR, SEBRING, FL 33875-6459
Document Number0002007248
Book / Page2784 / 1882
Map ReferenceMB 4 PG 85
Instrument DateNov 16, 2020
Instrument2007248
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,001.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1908 LAKE JOSEPHINE DR, 1908, SEBRING, FL 33875-6459

Transferred To (Grantee/Buyer)

NameVerified Name
Address2116 WOLF CREEK RD, SEBRING, FL 33875-9600

Mortgage

Document Number0027841884
DateNov 18, 2020
Instrument2784/1884
Lender
NameBELL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateOct 26, 2018
Property Address1908 LAKE JOSEPHINE DR, SEBRING, FL 33875-6459
Document Number0001916095
Book / Page002661 / 001717
Instrument DateOct 23, 2018
Instrument1916095
Transaction TypeTransfer
Record UpdatedNov 8, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$882.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 LAKE JOSEPHINE DR SEBRING FL 338756459, SEBRING, FL 33875-6459

Mortgage

Document Number1916096
DateOct 26, 2018
Book Page002661/001719
Instrument1916096
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 25, 2048

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateJul 26, 2018
Property Address1908 LAKE JOSEPHINE DR, SEBRING, FL 33875-6459
Document Number0001905350
Book / Page002647 / 001605
Instrument DateJul 26, 2018
Instrument1905350
Transaction TypeTransfer
Record UpdatedAug 8, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1200 HIGHLANDS DR LAKE PLACID FL 338526969, LAKE PLACID, FL 33852-6969

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJun 29, 2018
Property Address1908 LAKE JOSEPHINE DR, SEBRING, FL 33875-6459
Document Number0001902451
Book / Page002643 / 001617
Instrument DateJun 29, 2018
Instrument1902451
Transaction TypeTransfer
Record UpdatedJul 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$315.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1200 HIGHLANDS DR LAKE PLACID FL 338526969, LAKE PLACID, FL 33852-6969

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$117,943$165,871 Land $15,762 Building $150,109
2024$1,335.00 (+3.41%)
2023$1,291.00 (+2.54%) Homeowner's exemption$111,281 (+3%)$165,373 (+7.07%) Land $8,224 Building $157,149
2022$1,259.00 Homeowner's exemption$108,040$154,458 Land $8,224 Building $146,234

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1908 Lake Josephine Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims7 (2017–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1908 Lake Josephine Dr is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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