1908 Kims Cove Rd, Canton, NC 28716 Property Records

Haywood County property record for 1908 Kims Cove Rd, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1976
Lot Size	1.2 acres (52,316 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Sep 2022)
Tax Bill	$1,531 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8665-28-0453`

Property Details

APN / Parcel Number

Primary APN	`8665-28-0453`
Alternative APN	`274415`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Heated Area
Gross Area	1,440 sqft
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Finished Basement	1,176 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	52,316 sqft (1.2 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	274415
Street Address	1908 KIMS COVE RD
City	CANTON
State	NC
Zip	28716-9132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1908 KIMS COVE RD
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2008
Census Tract	921302

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1908 KIMS COVE RD, CANTON, NC 28716-9132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 23, 2019	Warranty Deed, Transfer · Conventional with PMI BEVERLY HANKS MTG SVCS
Aug 11, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	May 23, 2019 · Amount on Record
Deed Document Number	20229360
Deed Book / Page	1070 / 2420
Prior Transfer Date	Aug 15, 2019
Prior Transfer Doc	0009791399
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Sep 1, 2022
Property Address	1908 KIMS COVE RD, CANTON, NC 28716-9132
Document Number	0010702420
Book / Page	1070 / 2420
Instrument Date	Aug 31, 2022
Instrument	2022009360
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 LOGAN AVE, 12, ASHEVILLE, NC 28806-4554

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1908 KIMS COVE RD, CANTON, NC 28716-9132

Mortgage

Document Number	0010702423
Date	Sep 1, 2022
Instrument	1070-2423

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Sep 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.4%
Index	5-Year CMT
Max Rate	10.4%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	1908 KIMS COVE RD, CANTON, NC 28716-9132
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010171517
Date	Dec 29, 2020
Book Page	1017/1517
Instrument	2020013811

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	WESTBROOK, ME 4098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAYWOOD NC
Recording Date	Aug 21, 2019
Property Address	1908 KIMS COVE RD, CANTON, NC 28716-9132
Document Number	0009791399
Book / Page	000979 / 001399
Instrument Date	Aug 21, 2019
Instrument	7476
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1908 KIMS COVE RD CANTON NC 287169132, CANTON, NC 28716-9132

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	May 23, 2019
Property Address	1908 KIMS COVE RD, CANTON, NC 28716-9132
Document Number	0009731659
Book / Page	000973 / 001659
Instrument Date	May 23, 2019
Instrument	4343
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 KIMS COVE RD CANTON NC 287169132, CANTON, NC 28716-9132

Mortgage

Document Number	9731660
Date	May 23, 2019
Book Page	000973/001660
Instrument	4344

Lender

Name	BEVERLY HANKS MTG SVCS
Address	ASHEVILLE, NC 28803

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	1908 KIMS COVE RD, CANTON, NC 28716-9132
Document Number	0009380116
Book / Page	000938 / 000116
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 20, 2017
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 KIMS COVE RD CANTON NC 287169132, CANTON, NC 28716-9132

Mortgage

Document Number	0009380116
Date	Oct 9, 2017
Book Page	000938/000116
Instrument	9276

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,100 (-) Land $31,500 Building $179,600
2025	$1,531.00	$211,100 (-) Land $31,500 Building $179,600	$211,100 (-) Land $31,500 Building $179,600
2023		$211,100 Land $31,500 Building $179,600	$211,100 (-) Land $31,500 Building $179,600
2021			$211,100 Land $31,500 Building $179,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	40 (1994–2024)
Claims Outside the SFHA	12 of 40
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Remnants Of Tropical Storm Fred, Aug 2021 · 14 claims Hurricane Ivan, Sep 2004 · 8 claims Tropical Storm Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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