Ottawa County property record for 1908 K St SW, Miami, OK 74354
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,126 sqft · built 1979 |
| Lot Size | 0.187 acres (8,175 sqft) |
| Owner | Individual Name on File |
| Last Sale | $86,000 (Apr 2026) |
| Tax Bill | $768 (2025) |
| Deeds & Mortgages | Feb 2012 Mortgage Jan 2006 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17952 |
| Primary APN | 17952 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,126 sqft Living Area |
| 1st Floor Area | 1,126 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,175 sqft (0.187 acres) |
| Lot Dimensions | 109 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 270 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 17952 |
|---|---|
| Street Address | 1908 K ST SW |
| City | MIAMI |
| State | OK |
| Zip | 74354-8712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 20, BLK 2 REPLAT OF SARASOTA |
| Legal Subdivision | SARASOTA |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 574700 |
1908 K St SW is owned and occupied by an individual who bought it in April 2026.
Source: Ottawa County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1908 K ST SW, MIAMI, OK 74354-8712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2012 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST MORTGAGE CO |
| Jan 13, 2006 | Deed of Trust, Mortgage · Conventional Mortgage BOULEVARD BANK |
| Apr 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage ALL WSTRN MORTGAGE |
| Feb 22, 2022 | Special Warranty Deed, Transfer APEX TITLE NORTHEAST OK LLC |
| Oct 8, 2021 | Sheriff's Deed, Foreclosure AMERICO TITLE COMPANY LLC, AMERIHOME MORTGAGE CO LLC |
| Apr 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage OPEN MORTGAGE LLC |
| Sep 9, 2005 | Warranty Deed, Transfer · Conventional Mortgage BOULEVARD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on File |
| Deed Sale | Apr 2, 2026 · Amount on File |
| Prior Sale | Feb 22, 2022 · Amount on File |
| Deed Document Number | 20261493 |
| Deed Book / Page | 1257 / 654 |
| Prior Transfer Date | Sep 15, 2021 |
| Prior Transfer Doc | 1145/651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 1908 K ST SW, MIAMI, OK 74354-8712 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000942/736 |
|---|---|
| Date | Feb 6, 2012 |
| Book Page | 0942/736 |
| Instrument | 2012-000548 |
| Name | ARVEST MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 1908 K ST SW, MIAMI, OK 74354-8712 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000803/726 |
|---|---|
| Date | Jan 13, 2006 |
| Book Page | 0803/726 |
| Instrument | 2006-000274 |
| Name | BOULEVARD BANK |
|---|---|
| Type | Lending Institution |
| Address | NEOSHO, MO 64850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Oct 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Apr 2, 2026 |
| Property Address | 1908 K ST SW, MIAMI, OK 74354-8712 |
| Document Number | 0000001493 |
| Book / Page | 1257 / 654 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 20261493 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Title Company | CHOCTAW COUNTY ABSTRACT AND TITLE, OTTAWA COUNTY ABSTRACT & TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,029.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1908 K ST SW, MIAMI, OK 74354-8712 |
| Document Number | 0000001494, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 20261494 |
| Name | ALL WSTRN MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Feb 22, 2022 |
| Property Address | 1908 K ST SW, MIAMI, OK 74354-8712 |
| Document Number | 001155/215 |
| Book / Page | 1155 / 215 |
| Instrument Date | Feb 16, 2022 |
| Instrument | I-2022-000913 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | APEX TITLE NORTHEAST OK LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $114.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 PHILLIPS BLVD, EWING, NJ 08618-1430 |
| Name | Verified Name |
|---|---|
| Address | 1908 K ST SW, MIAMI, OK 74354-8712 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Oct 8, 2021 |
| Property Address | 1908 K ST SW, MIAMI, OK 74354-8712 |
| Document Number | 001145/651 |
| Book / Page | 1145 / 651 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021-005157 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 21, 2026 |
| Title Company | AMERICO TITLE COMPANY LLC, AMERIHOME MORTGAGE CO LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 PHILLIPS BLVD, EWING, NJ 08618-1430 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Apr 17, 2018 |
| Property Address | 1908 K ST SW, MIAMI, OK 74354-8712 |
| Document Number | 001068/233 |
| Book / Page | 1068 / 233 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 2018-001505 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1908 K ST SW, MIAMI, OK 74354-8712 |
| Document Number | 2018001506 |
|---|---|
| Date | Apr 17, 2018 |
| Instrument | 2018-001506 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Sep 9, 2005 |
| Property Address | 1908 K ST SW, MIAMI, OK 74354-8712 |
| Document Number | 000794/143 |
| Book / Page | 0794 / 143 |
| Instrument Date | Sep 8, 2005 |
| Instrument | 2005-005476 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1908 K ST SW, MIAMI, OK 74354-8712 |
| Document Number | 2005005477 |
|---|---|
| Date | Sep 9, 2005 |
| Instrument | 2005-005477 |
| Name | BOULEVARD BANK |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2035 |
The 2025 property tax bill for 1908 K St SW was $768, down 1.2% from the year before.
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Miami City |
| Unified School District | Miami Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,956 (-0.19%) Land $977 Building $6,979 | $69,790 (-0.2%) Land $8,572 Building $61,218 | |
| 2025 | $768.00 (-1.16%) | $7,971 (-8%) Land $977 Building $6,994 | $69,927 (-7.99%) Land $8,572 Building $61,355 |
| 2024 | $777.00 (-5.47%) | $8,664 (-) Land $977 Building $7,687 | $76,000 (-) Land $8,572 Building $67,428 |
| 2023 | $822.00 (-9.87%) | $8,664 (-12.18%) Land $850 Building $7,814 | $76,000 (-12.19%) Land $7,460 Building $68,540 |
| 2022 | $912.00 | $9,866 Land $969 Building $8,897 | $86,546 Land $8,500 Building $78,046 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1908 K St SW in Zone X, an area of minimal flood risk, though there have been 62 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 62 (1985–2019) |
| Most Recent Claim | May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1908 K St SW is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 88% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIAMI serves 13,704 people · EPA ID OK2005813 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
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