Saginaw County property record for 1908 Joy St, Saginaw, MI 48601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1960 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $18,400 (Jun 1978) |
| Tax Bill | $1,257 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-12-5-33-4486-000 |
| Primary APN | 10-12-5-33-4486-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,625 sqft (0.198 acres) |
| Lot Dimensions | 131 ft deep x 66 ft wide |
| Garage Area | 348 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 36 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1908 JOY ST |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-6872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 RES |
| Legal Description | LOT 56 SCHREIBER SUBDIVISION SEC 33 T12N R5E |
| Legal Range | 05E |
| Legal Township | 12N |
| Legal Section | 33 |
| Legal Subdivision | SCHREIBER SUBDIVISION |
| Legal Lot Number | 56 |
| Legal Unit | 56 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BUENA VISTA |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 11001 |
1908 Joy St is owned and occupied by an individual who bought it in June 1978.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1908 JOY ST, SAGINAW, MI 48601-6872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 1978 · Amount on File |
| Deed Sale | Jun 8, 1978 · Amount on File |
| Deed Book / Page | 1540 / 1094 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1908 Joy St was $1,257 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Buena Vista Charter Township |
| Unified School District | Bridgeport-Spaulding Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,400 | $66,800 | |
| 2025 | $1,257.00 Homeowner's exemption | ||
| 2023 | $27,400 | $54,800 | |
| 2022 | $1,069.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1908 Joy St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1908 Joy St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUENA VISTA TOWNSHIP serves 8,676 people · EPA ID MI0000980 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
May also be available: Verizon.
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