Benton County property record for 1908 Higgins St, Pea Ridge, AR 72751
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,529 sqft |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $469,900 (Jul 2023) |
| Tax Bill | $4,883 (2025) |
| Deeds & Mortgages | Sep 2022 Construction Loan Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03603-000 |
| Primary APN | 13-03603-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,529 sqft Living Area |
| 1st Floor Area | 2,529 sqft |
| Construction Type | Frame |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Attached |
| Driveway | Driveway |
| Driveway Area | 1,036 sqft |
| Porch | Open Porch |
| Porch Area | 378 sqft |
| Patio Area | 385 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1908 HIGGINS ST |
|---|---|
| City | PEA RIDGE |
| State | AR |
| Zip | 72751-3072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 3/2/2022 L202213826 10 |
| Legal Subdivision | ELKHORN RIDGE SUB PH V-PEA RIDGE |
| Legal Lot Number | 26 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 20102 |
Source: Benton County records, as of January 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1908 HIGGINS ST, PEA RIDGE, AR 72751-3072 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · Construction Mortgage CHAMBERS BANK |
| Jul 14, 2023 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage ENCORE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2023 · Amount on Record |
| Deed Sale | Jul 14, 2023 · Amount on Record |
| Deed Document Number | L202335656 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 1908 HIGGINS ST, PEA RIDGE, AR 72751-3072 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 301 HARMONY DR, GREENWOOD, AR 72936-7257 |
| Investor | Possibly a Property Investor |
| Document Number | L202260470 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | L202260470 |
| Name | CHAMBERS BANK |
|---|---|
| Type | Bank |
| Address | FORT SMITH, AR 72903 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Jul 14, 2023 |
| Property Address | 1908 HIGGINS ST, PEA RIDGE, AR 72751-3072 |
| Document Number | L202335656 |
| Map Reference | DOC L202213826 |
| Instrument Date | Jul 13, 2023 |
| Instrument | L202335656 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | FIRST NATIONAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,551.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1120, GREENWOOD, AR 72936-1120 |
| Name | Verified Name |
|---|---|
| Address | 1908 HIGGINS ST, PEA RIDGE, AR 72751-3072 |
| Document Number | L202335657 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | L202335657 |
| Name | ENCORE BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Benton County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Pea Ridge City |
| Unified School District | Pea Ridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,883.00 (+1,165.03%) Homeowner's exemption | $88,042 (+1,194.74%) Land $11,600 Building $76,442 | |
| 2024 | $440,210 (+1,194.74%) Land $58,000 Building $382,210 | ||
| 2023 | $386.00 | $6,800 Land $6,800 | $34,000 Land $34,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2013–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 70% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEA RIDGE WATERWORKS serves 12,795 people · EPA ID AR0000053 |
|---|---|
| Water Source | Purchased surface water from BENTON-WASHINGTON REGIONAL PWA |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber | 2,000 / 100 |
| Brightspeed Fiber · DSL | 940 / 940 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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