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1908 Heritage Rd, Niskayuna (Schenectady), NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 1908 Heritage Rd, Niskayuna, NY 12309

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,468 sqft · built 1968
Lot Size0.42 acres (18,295 sqft)
OwnerIndividual Name on Record
Last Sale$383,500 (Dec 2012)
Tax Bill$15,076 (2026)
Deeds & MortgagesApr 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN422400 50.19-1-44

Property Details

APN / Parcel Number

Primary APN422400 50.19-1-44
Alternative APN
  • 240005001900010440000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area4,468 sqft Living Area
1st Floor Area2,424 sqft
2nd Floor Area1,000 sqft
Upper Floors Area1,044 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions140 ft deep x 80 ft wide
Garage TypeAttached
Garage Area625 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area461 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1908 HERITAGE RD
CitySCHENECTADY
StateNY
Zip12309-5504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionHEXAM GARDENS
Legal Block1
Legal Lot Number44.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group2
Census Block2019
Census Tract31902

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1908 HERITAGE RD, SCHENECTADY, NY 12309-5504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2012 · Amount on Record
Deed SaleDec 4, 2012 · Amount on Record
Prior SaleSep 10, 2010 · Amount on Record
Deed Document Number201252222
Deed Book / Page1866 / 203
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1908 HERITAGE RD, SCHENECTADY, NY 12309-5504
Transaction TypeMortgage
Record UpdatedMay 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 HERITAGE RD, SCHENECTADY, NY 12309-5504

Mortgage

Document Number0000017629
DateApr 20, 2021
Book Page5091/974
Instrument202117629
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 17, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,076.00 (+1.36%)
2025$14,874.00$340,000 (-) Land $44,700 Building $295,300$503,700 (+17.03%) Land $66,222 Building $437,478
2023$340,000 Land $44,700 Building $295,300$430,400 Land $56,585 Building $373,815

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fiber		980 / 880

May also be available: T-Mobile.

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