1908 Hayley Ct, High Ridge, MO 63049 Property Records

Jefferson County property record for 1908 Hayley Ct, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,107 sqft · built 2005
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$174,100 (Jun 2017)
Tax Bill	$2,514 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-3.0-06.0-4-001-025.02`

Property Details

APN / Parcel Number

Primary APN	`02-3.0-06.0-4-001-025.02`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,107 sqft Living Area
Gross Area	2,507 sqft
1st Floor Area	1,405 sqft
Basement Area	702 sqft
Finished Basement	702 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	44,867 sqft
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	65 sqft
Deck Area	Deck Area
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1908 HAYLEY CT
City	HIGH RIDGE
State	MO
Zip	63049-1979
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R09
Legal Description	RAINBOW TERRACE LOT SPLIT LOT A
Legal Range	5E
Legal Township	43N
Legal Section	06
Legal Subdivision	RAINBOW TERRACE
Legal Block	3
Legal Lot Number	A
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	3
Census Block	3007
Census Tract	700303

Owner

1908 Hayley Ct is owned and occupied by an individual who bought it in June 2017.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1908 HAYLEY CT, HIGH RIDGE, MO 63049-1979
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Jun 8, 2017	Warranty Deed, Transfer · FHA Mortgage ACCESS CAP FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2017 · Amount on File
Deed Sale	Jun 8, 2017 · Amount on File
Prior Sale	Mar 23, 2011 · Amount on File
Deed Document Number	201717326
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1908 HAYLEY CT, HIGH RIDGE, MO 63049-1979
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 HAYLEY CT, HIGH RIDGE, MO 63049-1979

Mortgage

Document Number	0000009263
Date	Apr 19, 2023
Instrument	2023R-009263

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 8, 2017
Property Address	1908 HAYLEY CT, HIGH RIDGE, MO 63049-1979
Document Number	0000017326
Instrument Date	Jun 7, 2017
Instrument	17326
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 HAYLEY CT HIGH RIDGE MO 630491979, HIGH RIDGE, MO 63049-1979

Mortgage

Document Number	17327
Date	Jun 8, 2017
Instrument	17327

Lender

Name	ACCESS CAP FNDG
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1908 Hayley Ct was $2,514.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,300 (-) Land $1,900 Building $33,400	$185,900 Land $10,200 Building $175,700
2025	$2,514.00	$35,300 Land $1,900 Building $33,400
2024			$185,900 (+7.96%) Land $10,200 Building $175,700
2023	$2,348.00	$32,700 Land $1,900 Building $30,800	$172,200 Land $10,200 Building $162,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1908 Hayley Ct in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1982–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1908 Hayley Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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