1908 Harbor Dr, Chester, MD 21619 Property Records

Queen Anne's County property record for 1908 Harbor Dr, Chester, MD 21619

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,066 sqft · built 1955
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$327,000 (Sep 2022)
Tax Bill	$2,745 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-102835`

Property Details

APN / Parcel Number

Primary APN	`04-102835`
Alternative APNs	`4102835` `102835`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,066 sqft Total Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.275 acres)
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	102835
Street Address	1908 HARBOR DR
City	CHESTER
State	MD
Zip	21619-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-15
Legal Description	LOT 4 BLK K HARBOR VIEW
Legal Subdivision	HARBOR VIEW
Legal Block	K
Legal Lot Number	4
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2032
Census Tract	811000

Owner

Source: Queen Anne's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1908 HARBOR DR, CHESTER, MD 21619-2104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 15, 2022	Deed, Transfer ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP
Apr 22, 2019	Deed, Transfer · FHA Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Apr 22, 2019 · Amount on Record
Deed Book / Page	4121 / 32
Prior Transfer Date	Sep 6, 2011
Prior Transfer Doc	0020570560
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Sep 29, 2022
Property Address	1908 HARBOR DR, CHESTER, MD 21619-2104
Document Number	0041210032
Book / Page	4121 / 32
Map Reference	LB TSP 6 FO 26
Instrument Date	Sep 23, 2022
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	ATG TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,635.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1908 HARBOR DR, CHESTER, MD 21619-2104

Mortgage

Document Number	0041210039
Date	Sep 29, 2022
Instrument	4121-0039

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Aug 15, 2022
Property Address	1908 HARBOR DR, CHESTER, MD 21619-2104
Document Number	0040970043
Book / Page	4097 / 43
Map Reference	MB 1 FO 12
Instrument Date	Jul 26, 2022
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1908 HARBOR DR, CHESTER, MD 21619-2104

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Apr 22, 2019
Property Address	1908 HARBOR DR, CHESTER, MD 21619-2104
Document Number	0030720070
Book / Page	3072 / 070
Map Reference	MB TAP 1 FO 12
Instrument Date	Apr 17, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	THE ATLANTIC TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1908 HARBOR DR, CHESTER, MD 21619-2104

Mortgage

Document Number	0000307276
Date	Apr 22, 2019
Instrument	3072/76

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,600 (+6.58%) Land $161,700 Building $148,900	$310,600 (-) Land $161,700 Building $148,900
2025	$2,745.00 (+15.14%)	$291,433 (+15.15%)	$310,600 (+22.72%) Land $161,700 Building $148,900
2023	$2,384.00	$253,100 Land $150,700 Building $102,400	$253,100 Land $150,700 Building $102,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	94 (1979–2024)
Claims Outside the SFHA	13 of 94
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 60 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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